CURR (Currenc Group) Net Debt Paydown Yield % : 2.29% (As of Jul. 05, 2026) — 68% Below Median


CURR Currenc Group Inc CURR
16 GF Score
Price $2.60
! 1 Warning Sign
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What is Currenc Group Net Debt Paydown Yield %?

Currenc Group CURR -0.38% 16 Net Debt Paydown Yield % is 2.29% as of Jul. 05, 2026, which is 68% below its 10-year median of 7.18. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 2,476 Software companies, Currenc Group ranks better than 80.09% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Currenc Group's Net Debt Paydown Yield % was 2.29%.


Currenc Group  (NAS:CURR) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Currenc Group Net Debt Paydown Yield % Related Terms


Currenc Group Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Currenc Group's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currenc Group Net Debt Paydown Yield % Chart

Currenc Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial 0.00 0.00 0.00 7.77 4.88

Currenc Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.77 12.89 15.26 6.58 4.88

CURR vs ALIT, API, DUOT: Net Debt Paydown Yield % Comparison

For the Software - Application subindustry, Currenc Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currenc Group Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Currenc Group's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Currenc Group's Net Debt Paydown Yield % falls into.


CURR
16GF Score
Currenc Group Inc CURR
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Currenc Group Net Debt Paydown Yield % Calculation

Currenc Group's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 25.44-18.74 )/137.13369
=4.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 2.29% mean?
Currenc Group (CURR) has a Net Debt Paydown Yield % of 2.29% as of Jul. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Currenc Group and its competitors. This is 68% below median its historical median of 7.18. Over the past decade, Currenc Group's Net Debt Paydown Yield % has ranged from 2.29 to 15.26. According to the industry distribution chart, Currenc Group ranks #493 out of 2476 companies in the Software industry, placing it in the top 19.9%.
Is Currenc Group's Net Debt Paydown Yield % too high?
Currenc Group's current Net Debt Paydown Yield % of 2.29% is 68% below median its 10-year median of 7.18. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 15.26. Based on the distribution chart, Currenc Group ranks #493 out of 2476 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Net Debt Paydown Yield % compare to ALIT and API?
According to the Software industry distribution chart, Currenc Group ranks #493 out of 2476 companies for Net Debt Paydown Yield %. This places Currenc Group in the top 20% of its industry — outperforming the majority of peers. Historically, Currenc Group's own Net Debt Paydown Yield % has ranged from 2.29 to 15.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Currenc Group and its competitors. Currenc Group's current Net Debt Paydown Yield % is 2.29%, which is 68% below median its own 10-year median of 7.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Net Debt Paydown Yield % of 2.29%. The current Net Debt Paydown Yield % is 2.29%, which is 68% below median its 10-year median of 7.18. Currenc Group's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Currenc Group (CURR), the current Net Debt Paydown Yield % is 2.29% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Currenc Group Business Description

Address 410 North Bridge Road, Spaces City Hall, Singapore, SGP, 188726
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score

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