CURR (Currenc Group) Debt-to-Asset : 0.15 (As of Dec. 2025)

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CURR Currenc Group Inc CURR
16 GF Score
Price $3.76
! 3 Warning Signs
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What is Currenc Group Debt-to-Asset?

Currenc Group CURR -4.20% 16 Debt-to-Asset is 0.15 as of Dec. 2025. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 3 warning signs investors should review.

Currenc Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $12.38 Mil. Currenc Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $4.60 Mil. Currenc Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $114.07 Mil. Currenc Group's debt to asset for the quarter that ended in Dec. 2025 was 0.15.

Currenc Group  (NAS:CURR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Currenc Group Debt-to-Asset Related Terms

Currenc Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Currenc Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currenc Group Debt-to-Asset Chart

Currenc Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.18 0.20 0.23 0.22 0.15

Currenc Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.20 0.22 0.17 0.15

CURR vs XPER, RBBN, CRNC: Debt-to-Asset Comparison

For the Software - Application subindustry, Currenc Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Currenc Group Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Currenc Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Currenc Group's Debt-to-Asset falls into.


CURR
16GF Score
Currenc Group Inc CURR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Currenc Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Currenc Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(12.375 + 4.599) / 114.065
=0.15

Currenc Group's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(12.375 + 4.599) / 114.065
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.15 mean?
Currenc Group (CURR) has a Debt-to-Asset of 0.15 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Currenc Group and its competitors.
Is Currenc Group's Debt-to-Asset too high?
Currenc Group's current Debt-to-Asset is 0.15. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Debt-to-Asset compare to XPER and RBBN?
Currenc Group's Debt-to-Asset of 0.15 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Currenc Group and its competitors. Currenc Group's current Debt-to-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Debt-to-Asset of 0.15. The current Debt-to-Asset is 0.15. Currenc Group's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Currenc Group (CURR), the current Debt-to-Asset is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Currenc Group Business Description

Address 410 North Bridge Road, Spaces City Hall, Singapore, SGP, 188726
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.76
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