Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Currenc Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $4.73 Mil. Currenc Group's average total debt for the quarter that ended in Dec. 2025 was $15.69 Mil. Therefore, Currenc Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 30.15%.
Currenc Group (NAS:CURR) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Currenc Group Effective Interest Rate on Debt % Related Terms
Currenc Group Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Currenc Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Currenc Group Effective Interest Rate on Debt % Chart
CURR vs ALIT, API, DUOT: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Currenc Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Currenc Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Currenc Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Currenc Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 30.15% mean?
Currenc Group (CURR) has a Effective Interest Rate on Debt % of 30.15% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Currenc Group and its competitors.
Is Currenc Group's Effective Interest Rate on Debt % too high?
Currenc Group's current Effective Interest Rate on Debt % is 30.15%. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Effective Interest Rate on Debt % compare to ALIT and API?
Currenc Group's Effective Interest Rate on Debt % of 30.15% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Currenc Group and its competitors. Currenc Group's current Effective Interest Rate on Debt % is 30.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Effective Interest Rate on Debt % of 30.15%. The current Effective Interest Rate on Debt % is 30.15%. Currenc Group's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Currenc Group (CURR), the current Effective Interest Rate on Debt % is 30.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score
Get the complete analysis for CURR
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CURR has been successfully added to your 
