CURR (Currenc Group) Gross Margin %: 42.75% (As of Dec. 2025) — 37% Above Median


CURR Currenc Group Inc CURR
16 GF Score
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What is Currenc Group Gross Margin %?

Currenc Group CURR -0.38% 16 Gross Margin % is 42.75% as of Dec. 2025, which is 37% above its 10-year median of 31.27. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 2,681 Software companies, Currenc Group ranks better than 50.54% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Currenc Group's Gross Profit for the three months ended in Dec. 2025 was $3.70 Mil. Currenc Group's Revenue for the three months ended in Dec. 2025 was $8.65 Mil. Therefore, Currenc Group's Gross Margin % for the quarter that ended in Dec. 2025 was 42.75%.


The historical rank and industry rank for Currenc Group's Gross Margin % or its related term are showing as below:

CURR' s Gross Margin % Range Over the Past 10 Years
Min: 25.97   Med: 31.27   Max: 40.77
Current: 40.77


During the past 6 years, the highest Gross Margin % of Currenc Group was 40.77%. The lowest was 25.97%. And the median was 31.27%.

CURR's Gross Margin % is ranked better than
50.54% of 2681 companies
in the Software industry
Industry Median: 40.41 vs CURR: 40.77

Currenc Group had a gross margin of 42.75% for the quarter that ended in Dec. 2025 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Currenc Group was 7.20% per year.


Currenc Group  (NAS:CURR) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Currenc Group had a gross margin of 42.75% for the quarter that ended in Dec. 2025 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Currenc Group Gross Margin % Related Terms


Currenc Group Gross Margin % Historical Data

* Premium members only.

The historical data trend for Currenc Group's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currenc Group Gross Margin % Chart

Currenc Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial 31.12 28.14 32.59 31.42 40.77

Currenc Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.39 31.83 37.20 50.76 42.75

CURR vs ALIT, API, DUOT: Gross Margin % Comparison

For the Software - Application subindustry, Currenc Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currenc Group Gross Margin % vs Software Industry

For the Software industry and Technology sector, Currenc Group's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Currenc Group's Gross Margin % falls into.


CURR
16GF Score
Currenc Group Inc CURR
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Currenc Group Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Currenc Group's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=15.4 / 37.813
=(Revenue - Cost of Goods Sold) / Revenue
=(37.813 - 22.397) / 37.813
=40.77 %

Currenc Group's Gross Margin for the quarter that ended in Dec. 2025 is calculated as


Gross Margin % (Q: Dec. 2025 )=Gross Profit (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=3.7 / 8.651
=(Revenue - Cost of Goods Sold) / Revenue
=(8.651 - 4.953) / 8.651
=42.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 42.75% mean?
Currenc Group (CURR) has a Gross Margin % of 42.75% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Currenc Group and its competitors. This is 37% above median its historical median of 31.27. Over the past decade, Currenc Group's Gross Margin % has ranged from 25.97 to 40.77. According to the industry distribution chart, Currenc Group ranks #1326 out of 2681 companies in the Software industry, placing it in the top 49.5%.
Is Currenc Group's Gross Margin % too high?
Currenc Group's current Gross Margin % of 42.75% is 37% above median its 10-year median of 31.27. Over the past 10 years, this metric has ranged from a low of 25.97 to a high of 40.77. The Software industry median Gross Margin % is 40.41. Currenc Group's value of 42.75% is 5.8% above this industry median. Based on the distribution chart, Currenc Group ranks #1326 out of 2681 companies in the Software industry, which is above the industry midpoint. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Gross Margin % compare to ALIT and API?
According to the Software industry distribution chart, Currenc Group ranks #1326 out of 2681 companies for Gross Margin %. This puts Currenc Group in the upper half of its industry. The industry median Gross Margin % is 40.41. Currenc Group's value of 42.75% is 5.8% above this benchmark. Historically, Currenc Group's own Gross Margin % has ranged from 25.97 to 40.77 over the past decade. While the company's 10-year median is 31.27 vs. the industry median of 40.41, Currenc Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.41, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currenc Group's current Gross Margin % of 42.75% is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Currenc Group and its competitors. For the Software industry, the median Gross Margin % is 40.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currenc Group's current Gross Margin % is 42.75%, which is 37% above median its own 10-year median of 31.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Gross Margin % of 42.75%. The current Gross Margin % is 42.75%, which is 37% above median its 10-year median of 31.27 and 5.8% above the Software industry median of 40.41. Currenc Group's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Currenc Group (CURR), the current Gross Margin % is 42.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Currenc Group Business Description

Address 410 North Bridge Road, Spaces City Hall, Singapore, SGP, 188726
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score

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