CURR (Currenc Group) ROC (Joel Greenblatt) %: -4,044.66% (As of Dec. 2025)


CURR Currenc Group Inc CURR
16 GF Score
Price $2.60
! 1 Warning Sign
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What is Currenc Group ROC (Joel Greenblatt) %?

Currenc Group CURR -0.38% 16 ROC (Joel Greenblatt) % is -4,044.66% as of Dec. 2025. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 2,801 Software companies, Currenc Group ranks worse than 90.68% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Currenc Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -4,044.66%.

The historical rank and industry rank for Currenc Group's ROC (Joel Greenblatt) % or its related term are showing as below:

CURR' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -2308.46   Med: -445.7   Max: 42.94
Current: -1137.69

During the past 6 years, Currenc Group's highest ROC (Joel Greenblatt) % was 42.94%. The lowest was -2308.46%. And the median was -445.70%.

CURR's ROC (Joel Greenblatt) % is ranked worse than
90.68% of 2801 companies
in the Software industry
Industry Median: 19.63 vs CURR: -1137.69

Currenc Group's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Currenc Group  (NAS:CURR) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Currenc Group ROC (Joel Greenblatt) % Related Terms


Currenc Group ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Currenc Group's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currenc Group ROC (Joel Greenblatt) % Chart

Currenc Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial -29.86 -475.74 -415.66 -2,308.46 -1,153.97

Currenc Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8,826.77 -951.26 -1,139.58 1,439.33 -4,044.66

CURR vs ALIT, API, DUOT: ROC (Joel Greenblatt) % Comparison

For the Software - Application subindustry, Currenc Group's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currenc Group ROC (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, Currenc Group's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Currenc Group's ROC (Joel Greenblatt) % falls into.


CURR
16GF Score
Currenc Group Inc CURR
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Currenc Group ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1.516 + 0 + 15.106) - (43.425 + 0 + 3.705)
=-30.508

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1.246 + 0.602 + 2.297) - (73.94 + 0 + 3.947)
=-73.742

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Currenc Group for the quarter that ended in Dec. 2025 can be restated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-50.72/( ( (1.271 + max(-30.508, 0)) + (1.237 + max(-73.742, 0)) )/ 2 )
=-50.72/( ( 1.271 + 1.237 )/ 2 )
=-50.72/1.254
=-4,044.66 %

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of -4,044.66% mean?
Currenc Group (CURR) has a ROC (Joel Greenblatt) % of -4,044.66% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Currenc Group and its competitors. According to the industry distribution chart, Currenc Group ranks #2540 out of 2801 companies in the Software industry, placing it in the top 90.7%.
Is Currenc Group's ROC (Joel Greenblatt) % too high?
Currenc Group's current ROC (Joel Greenblatt) % is -4,044.66%. Based on the distribution chart, Currenc Group ranks #2540 out of 2801 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's ROC (Joel Greenblatt) % compare to ALIT and API?
According to the Software industry distribution chart, Currenc Group ranks #2540 out of 2801 companies for ROC (Joel Greenblatt) %. This places Currenc Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 19.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Software company?
The median ROC (Joel Greenblatt) % among Software companies is 19.63, based on 2,801 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Currenc Group and its competitors. For the Software industry, the median ROC (Joel Greenblatt) % is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currenc Group's current ROC (Joel Greenblatt) % is -4,044.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current ROC (Joel Greenblatt) % of -4,044.66%. The current ROC (Joel Greenblatt) % is -4,044.66%. Currenc Group's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Currenc Group (CURR), the current ROC (Joel Greenblatt) % is -4,044.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Currenc Group Business Description

Address 410 North Bridge Road, Spaces City Hall, Singapore, SGP, 188726
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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