People's Leasing & Financial Services (DHA:PLFSL) Debt-to-Equity: -0.11 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PLFSL People's Leasing & Financial Services Ltd DHA:PLFSL
28 GF Score
Price BDT1.40
! 4 Warning Signs
View Full Analysis

What is People's Leasing & Financial Services Debt-to-Equity?

People's Leasing & Financial Services DHA:PLFSL +7.69% 28 Debt-to-Equity is -0.11 as of Dec. 2024. GuruFocus rates DHA:PLFSL with a GF Score™ of 28/100. The stock has 4 warning signs investors should review. Among 456 Credit Services companies, People's Leasing & Financial Services ranks worse than 219298.03% on this metric.

People's Leasing & Financial Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was BDT0.00 Mil. People's Leasing & Financial Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was BDT4,686.44 Mil. People's Leasing & Financial Services's Total Stockholders Equity for the quarter that ended in Dec. 2024 was BDT-42,674.63 Mil. People's Leasing & Financial Services's debt to equity for the quarter that ended in Dec. 2024 was -0.11.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for People's Leasing & Financial Services's Debt-to-Equity or its related term are showing as below:

DHA:PLFSL' s Debt-to-Equity Range Over the Past 10 Years
Min: -0.35   Med: -0.11   Max: 1.98
Current: -0.11

During the past 12 years, the highest Debt-to-Equity Ratio of People's Leasing & Financial Services was 1.98. The lowest was -0.35. And the median was -0.11.

DHA:PLFSL's Debt-to-Equity is not ranked
in the Credit Services industry.
Industry Median: 1.235 vs DHA:PLFSL: -0.11

People's Leasing & Financial Services  (DHA:PLFSL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

People's Leasing & Financial Services Debt-to-Equity Related Terms

People's Leasing & Financial Services Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for People's Leasing & Financial Services's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

People's Leasing & Financial Services Debt-to-Equity Chart

People's Leasing & Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.14 -0.12 -0.11 -0.10 -0.11

People's Leasing & Financial Services Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.14 -0.12 -0.11 -0.10 -0.11

DHA:PLFSL vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, People's Leasing & Financial Services's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

People's Leasing & Financial Services Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, People's Leasing & Financial Services's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where People's Leasing & Financial Services's Debt-to-Equity falls into.


DHA:PLFSL
28GF Score
People's Leasing & Financial Services Ltd DHA:PLFSL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People's Leasing & Financial Services Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

People's Leasing & Financial Services's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 4686.442) / -42674.632
=-0.11

People's Leasing & Financial Services's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 4686.442) / -42674.632
=-0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of -0.11 mean?
People's Leasing & Financial Services (DHA:PLFSL) has a Debt-to-Equity of -0.11 as of Dec. 2024. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on People's Leasing & Financial Services and its competitors. According to the industry distribution chart, People's Leasing & Financial Services ranks #999999 out of 456 companies in the Credit Services industry.
Is People's Leasing & Financial Services' Debt-to-Equity too high?
People's Leasing & Financial Services' current Debt-to-Equity is -0.11. Based on the distribution chart, People's Leasing & Financial Services ranks #999999 out of 456 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, People's Leasing & Financial Services has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does People's Leasing & Financial Services' Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, People's Leasing & Financial Services ranks #999999 out of 456 companies for Debt-to-Equity. This places People's Leasing & Financial Services in the lower half of its industry. The industry median Debt-to-Equity is 1.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on People's Leasing & Financial Services and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. People's Leasing & Financial Services's current Debt-to-Equity is -0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Leasing & Financial Services stock overvalued right now?
People's Leasing & Financial Services (DHA:PLFSL) has a current Debt-to-Equity of -0.11. The current Debt-to-Equity is -0.11. People's Leasing & Financial Services' overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For People's Leasing & Financial Services (DHA:PLFSL), the current Debt-to-Equity is -0.11 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

People's Leasing & Financial Services Business Description

Address 65/2/1, Box Culvert Road, 12th Floor, Paramount Heights, Purana Paltan, Motijheel, Dhaka, BGD, 1000
People's Leasing & Financial Services Ltd extends lease finance for all types of machinery, equipment, and household durables, including vehicles for industrial, commercial, and personal purposes use in Bangladesh, and allows temporary finance to clients. Its Investment products are divided into the Corporate Division, Consumer Division, and SME Division.
28GF Score

Get the complete analysis for DHA:PLFSL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT1.40
Price