People's Leasing & Financial Services (DHA:PLFSL) Scaled Net Operating Assets: -2.59 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PLFSL People's Leasing & Financial Services Ltd DHA:PLFSL
28 GF Score
Price BDT1.30
! 4 Warning Signs
View Full Analysis

What is People's Leasing & Financial Services Scaled Net Operating Assets?

People's Leasing & Financial Services DHA:PLFSL 28 Scaled Net Operating Assets is -2.59 as of Dec. 2024. GuruFocus rates DHA:PLFSL with a GF Score™ of 28/100. The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

People's Leasing & Financial Services's operating assets for the quarter that ended in Dec. 2024 was BDT12,425.43 Mil. People's Leasing & Financial Services's operating liabilities for the quarter that ended in Dec. 2024 was BDT51,709.81 Mil. People's Leasing & Financial Services's Total Assets for the quarter that ended in Dec. 2023 was BDT15,181.91 Mil. Therefore, People's Leasing & Financial Services's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2024 was -2.59.

DHA:PLFSL
28GF Score
People's Leasing & Financial Services Ltd DHA:PLFSL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People's Leasing & Financial Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

People's Leasing & Financial Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(12425.426-51709.807)/15181.909
=-2.59

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13721.617 - 1296.191
=12425.426

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=56396.249 - 4686.442 - 0
=51709.807

People's Leasing & Financial Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2024 )
=(Operating Assets (Q: Dec. 2024 )-Operating Liabilities (Q: Dec. 2024 ))/Total Assets (Q: Dec. 2023 )
=(12425.426-51709.807)/15181.909
=-2.59

where

Operating Assets(Q: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13721.617 - 1296.191
=12425.426

Operating Liabilities(Q: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=56396.249 - 4686.442 - 0
=51709.807

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -2.59 mean?
People's Leasing & Financial Services (DHA:PLFSL) has a Scaled Net Operating Assets of -2.59 as of Dec. 2024. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on People's Leasing & Financial Services and its competitors.
Is People's Leasing & Financial Services' Scaled Net Operating Assets too high?
People's Leasing & Financial Services' current Scaled Net Operating Assets is -2.59. Overall, People's Leasing & Financial Services has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does People's Leasing & Financial Services' Scaled Net Operating Assets compare to V and MA?
People's Leasing & Financial Services' Scaled Net Operating Assets of -2.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on People's Leasing & Financial Services and its competitors. People's Leasing & Financial Services's current Scaled Net Operating Assets is -2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Leasing & Financial Services stock overvalued right now?
People's Leasing & Financial Services (DHA:PLFSL) has a current Scaled Net Operating Assets of -2.59. The current Scaled Net Operating Assets is -2.59. People's Leasing & Financial Services' overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For People's Leasing & Financial Services (DHA:PLFSL), the current Scaled Net Operating Assets is -2.59 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

People's Leasing & Financial Services Business Description

Address 65/2/1, Box Culvert Road, 12th Floor, Paramount Heights, Purana Paltan, Motijheel, Dhaka, BGD, 1000
People's Leasing & Financial Services Ltd extends lease finance for all types of machinery, equipment, and household durables, including vehicles for industrial, commercial, and personal purposes use in Bangladesh, and allows temporary finance to clients. Its Investment products are divided into the Corporate Division, Consumer Division, and SME Division.
28GF Score

Get the complete analysis for DHA:PLFSL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT1.30
Price