People's Leasing & Financial Services (DHA:PLFSL) LT-Debt-to-Total-Asset: 0.34 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PLFSL People's Leasing & Financial Services Ltd DHA:PLFSL
28 GF Score
Price BDT1.30
! 4 Warning Signs
View Full Analysis

What is People's Leasing & Financial Services LT-Debt-to-Total-Asset?

People's Leasing & Financial Services DHA:PLFSL 28 LT-Debt-to-Total-Asset is 0.34 as of Dec. 2024. GuruFocus rates DHA:PLFSL with a GF Score™ of 28/100. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. People's Leasing & Financial Services's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.34.

People's Leasing & Financial Services's long-term debt to total assets ratio increased from Dec. 2022 (0.26) to Dec. 2024 (0.34). It may suggest that People's Leasing & Financial Services is progressively becoming more dependent on debt to grow their business.


People's Leasing & Financial Services  (DHA:PLFSL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


People's Leasing & Financial Services LT-Debt-to-Total-Asset Related Terms


People's Leasing & Financial Services LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for People's Leasing & Financial Services's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

People's Leasing & Financial Services LT-Debt-to-Total-Asset Chart

People's Leasing & Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.27 0.26 0.26 0.34

People's Leasing & Financial Services Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.27 0.26 0.26 0.34
DHA:PLFSL
28GF Score
People's Leasing & Financial Services Ltd DHA:PLFSL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People's Leasing & Financial Services LT-Debt-to-Total-Asset Calculation

People's Leasing & Financial Services's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=4686.442/13721.617
=0.34

People's Leasing & Financial Services's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )/Total Assets (Q: Dec. 2024 )
=4686.442/13721.617
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.34 mean?
People's Leasing & Financial Services (DHA:PLFSL) has a LT-Debt-to-Total-Asset of 0.34 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on People's Leasing & Financial Services and its competitors.
Is People's Leasing & Financial Services' LT-Debt-to-Total-Asset too high?
People's Leasing & Financial Services' current LT-Debt-to-Total-Asset is 0.34. Overall, People's Leasing & Financial Services has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does People's Leasing & Financial Services' LT-Debt-to-Total-Asset compare to V and MA?
People's Leasing & Financial Services' LT-Debt-to-Total-Asset of 0.34 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on People's Leasing & Financial Services and its competitors. People's Leasing & Financial Services's current LT-Debt-to-Total-Asset is 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Leasing & Financial Services stock overvalued right now?
People's Leasing & Financial Services (DHA:PLFSL) has a current LT-Debt-to-Total-Asset of 0.34. The current LT-Debt-to-Total-Asset is 0.34. People's Leasing & Financial Services' overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For People's Leasing & Financial Services (DHA:PLFSL), the current LT-Debt-to-Total-Asset is 0.34 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

People's Leasing & Financial Services Business Description

Address 65/2/1, Box Culvert Road, 12th Floor, Paramount Heights, Purana Paltan, Motijheel, Dhaka, BGD, 1000
People's Leasing & Financial Services Ltd extends lease finance for all types of machinery, equipment, and household durables, including vehicles for industrial, commercial, and personal purposes use in Bangladesh, and allows temporary finance to clients. Its Investment products are divided into the Corporate Division, Consumer Division, and SME Division.
28GF Score

Get the complete analysis for DHA:PLFSL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT1.30
Price