People's Leasing & Financial Services (DHA:PLFSL) OCF Margin %: 1.53% (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PLFSL People's Leasing & Financial Services Ltd DHA:PLFSL
28 GF Score
Price BDT1.20
! 4 Warning Signs
View Full Analysis

What is People's Leasing & Financial Services OCF Margin %?

People's Leasing & Financial Services DHA:PLFSL -7.69% 28 OCF Margin % is 1.53% as of Dec. 2024. GuruFocus rates DHA:PLFSL with a GF Score™ of 28/100. The stock has 4 warning signs investors should review. Among 531 Credit Services companies, People's Leasing & Financial Services ranks worse than 51.04% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. People's Leasing & Financial Services's Cash Flow from Operations for the six months ended in Dec. 2024 was BDT-63.91 Mil. People's Leasing & Financial Services's Revenue for the six months ended in Dec. 2024 was BDT-4,188.58 Mil. Therefore, People's Leasing & Financial Services's OCF Margin % for the quarter that ended in Dec. 2024 was 1.53%.

As of today, People's Leasing & Financial Services's current OCF Yield % is -17.22%.

The historical rank and industry rank for People's Leasing & Financial Services's OCF Margin % or its related term are showing as below:

DHA:PLFSL' s OCF Margin % Range Over the Past 10 Years
Min: -136.32   Med: -1.27   Max: 866.13
Current: 1.53


During the past 12 years, the highest OCF Margin % of People's Leasing & Financial Services was 866.13%. The lowest was -136.32%. And the median was -1.27%.

DHA:PLFSL's OCF Margin % is ranked worse than
51.04% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs DHA:PLFSL: 1.53


People's Leasing & Financial Services OCF Margin % Related Terms


People's Leasing & Financial Services OCF Margin % Historical Data

* Premium members only.

The historical data trend for People's Leasing & Financial Services's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

People's Leasing & Financial Services OCF Margin % Chart

People's Leasing & Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 -14.89 -11.16 -3.04 1.53

People's Leasing & Financial Services Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 -14.89 -11.16 -3.04 1.53

DHA:PLFSL vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, People's Leasing & Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


People's Leasing & Financial Services OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, People's Leasing & Financial Services's OCF Margin % distribution charts can be found below:

* The bar in red indicates where People's Leasing & Financial Services's OCF Margin % falls into.


DHA:PLFSL
28GF Score
People's Leasing & Financial Services Ltd DHA:PLFSL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People's Leasing & Financial Services OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

People's Leasing & Financial Services's OCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-63.909/-4188.579
=1.53 %

People's Leasing & Financial Services's OCF Margin for the quarter that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=-63.909/-4188.579
=1.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 1.53% mean?
People's Leasing & Financial Services (DHA:PLFSL) has a OCF Margin % of 1.53% as of Dec. 2024. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on People's Leasing & Financial Services and its competitors. According to the industry distribution chart, People's Leasing & Financial Services ranks #271 out of 531 companies in the Credit Services industry, placing it in the top 51%.
Is People's Leasing & Financial Services' OCF Margin % too high?
People's Leasing & Financial Services' current OCF Margin % is 1.53%. The Credit Services industry median OCF Margin % is 2.55. People's Leasing & Financial Services' value of 1.53% is 40% below this industry median. Based on the distribution chart, People's Leasing & Financial Services ranks #271 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, People's Leasing & Financial Services has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does People's Leasing & Financial Services' OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, People's Leasing & Financial Services ranks #271 out of 531 companies for OCF Margin %. This places People's Leasing & Financial Services in the lower half of its industry. The industry median OCF Margin % is 2.55. People's Leasing & Financial Services' value of 1.53% is 40% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. People's Leasing & Financial Services's current OCF Margin % of 1.53% is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on People's Leasing & Financial Services and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. People's Leasing & Financial Services's current OCF Margin % is 1.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Leasing & Financial Services stock overvalued right now?
People's Leasing & Financial Services (DHA:PLFSL) has a current OCF Margin % of 1.53%. The current OCF Margin % is 1.53% and 40% below the Credit Services industry median of 2.55. People's Leasing & Financial Services' overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For People's Leasing & Financial Services (DHA:PLFSL), the current OCF Margin % is 1.53% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

People's Leasing & Financial Services Business Description

Address 65/2/1, Box Culvert Road, 12th Floor, Paramount Heights, Purana Paltan, Motijheel, Dhaka, BGD, 1000
People's Leasing & Financial Services Ltd extends lease finance for all types of machinery, equipment, and household durables, including vehicles for industrial, commercial, and personal purposes use in Bangladesh, and allows temporary finance to clients. Its Investment products are divided into the Corporate Division, Consumer Division, and SME Division.
28GF Score

Get the complete analysis for DHA:PLFSL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT1.20
Price