People's Leasing & Financial Services (DHA:PLFSL) Equity-to-Asset: -3.11 (As of Dec. 2024)

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DHA:PLFSL People's Leasing & Financial Services Ltd DHA:PLFSL
28 GF Score
Price BDT2.00
! 4 Warning Signs
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What is People's Leasing & Financial Services Equity-to-Asset?

People's Leasing & Financial Services DHA:PLFSL 28 Equity-to-Asset is -3.11 as of Dec. 2024. GuruFocus rates DHA:PLFSL with a GF Score™ of 28/100. The stock has 4 warning signs investors should review. Among 548 Credit Services companies, People's Leasing & Financial Services ranks worse than 98.91% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. People's Leasing & Financial Services's Total Stockholders Equity for the quarter that ended in Dec. 2024 was BDT-42,674.63 Mil. People's Leasing & Financial Services's Total Assets for the quarter that ended in Dec. 2024 was BDT13,721.62 Mil. Therefore, People's Leasing & Financial Services's Equity to Asset Ratio for the quarter that ended in Dec. 2024 was -3.11.

The historical rank and industry rank for People's Leasing & Financial Services's Equity-to-Asset or its related term are showing as below:

DHA:PLFSL' s Equity-to-Asset Range Over the Past 10 Years
Min: -3.11   Med: -1.9   Max: 0.12
Current: -3.11

During the past 12 years, the highest Equity to Asset Ratio of People's Leasing & Financial Services was 0.12. The lowest was -3.11. And the median was -1.90.

DHA:PLFSL's Equity-to-Asset is ranked worse than
98.91% of 548 companies
in the Credit Services industry
Industry Median: 0.4 vs DHA:PLFSL: -3.11

People's Leasing & Financial Services  (DHA:PLFSL) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


People's Leasing & Financial Services Equity-to-Asset Related Terms


People's Leasing & Financial Services Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for People's Leasing & Financial Services's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

People's Leasing & Financial Services Equity-to-Asset Chart

People's Leasing & Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.02 -2.22 -2.34 -2.55 -3.11

People's Leasing & Financial Services Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.02 -2.22 -2.34 -2.55 -3.11

DHA:PLFSL vs V, MA, AXP: Equity-to-Asset Comparison

For the Credit Services subindustry, People's Leasing & Financial Services's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


People's Leasing & Financial Services Equity-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, People's Leasing & Financial Services's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where People's Leasing & Financial Services's Equity-to-Asset falls into.


DHA:PLFSL
28GF Score
People's Leasing & Financial Services Ltd DHA:PLFSL
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People's Leasing & Financial Services Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

People's Leasing & Financial Services's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Equity to Asset (A: Dec. 2024 )=Total Stockholders Equity/Total Assets
=-42674.632/13721.617
=-3.11

People's Leasing & Financial Services's Equity to Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

Equity to Asset (Q: Dec. 2024 )=Total Stockholders Equity/Total Assets
=-42674.632/13721.617
=-3.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of -3.11 mean?
People's Leasing & Financial Services (DHA:PLFSL) has a Equity-to-Asset of -3.11 as of Dec. 2024. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on People's Leasing & Financial Services and its competitors. According to the industry distribution chart, People's Leasing & Financial Services ranks #542 out of 548 companies in the Credit Services industry, placing it in the top 98.9%.
Is People's Leasing & Financial Services' Equity-to-Asset too high?
People's Leasing & Financial Services' current Equity-to-Asset is -3.11. Based on the distribution chart, People's Leasing & Financial Services ranks #542 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, People's Leasing & Financial Services has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does People's Leasing & Financial Services' Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, People's Leasing & Financial Services ranks #542 out of 548 companies for Equity-to-Asset. This places People's Leasing & Financial Services in the lower half of its industry. The industry median Equity-to-Asset is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on People's Leasing & Financial Services and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. People's Leasing & Financial Services's current Equity-to-Asset is -3.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Leasing & Financial Services stock overvalued right now?
People's Leasing & Financial Services (DHA:PLFSL) has a current Equity-to-Asset of -3.11. The current Equity-to-Asset is -3.11. People's Leasing & Financial Services' overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For People's Leasing & Financial Services (DHA:PLFSL), the current Equity-to-Asset is -3.11 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

People's Leasing & Financial Services Business Description

Address 65/2/1, Box Culvert Road, 12th Floor, Paramount Heights, Purana Paltan, Motijheel, Dhaka, BGD, 1000
People's Leasing & Financial Services Ltd extends lease finance for all types of machinery, equipment, and household durables, including vehicles for industrial, commercial, and personal purposes use in Bangladesh, and allows temporary finance to clients. Its Investment products are divided into the Corporate Division, Consumer Division, and SME Division.
28GF Score

Get the complete analysis for DHA:PLFSL

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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