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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Fcn Banc's Debt-to-Equity or its related term are showing as below:
During the past 9 years, the highest Debt-to-Equity Ratio of Fcn Banc was 0.85. The lowest was 0.10. And the median was 0.11.
FBVI's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Fcn Banc Debt-to-Equity Related Terms
Fcn Banc Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Fcn Banc's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBVI vs STBI, PGNN, FMFG: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Fcn Banc's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fcn Banc Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Fcn Banc's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Fcn Banc's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fcn Banc (FBVI) has a Debt-to-Equity of 0.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fcn Banc and its competitors. Over the past decade, Fcn Banc's Debt-to-Equity has ranged from 0.10 to 0.85. According to the industry distribution chart, Fcn Banc ranks #999999 out of 1421 companies in the Banks industry.
Is Fcn Banc's Debt-to-Equity too high?
Fcn Banc's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.85. Based on the distribution chart, Fcn Banc ranks #999999 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fcn Banc has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fcn Banc's Debt-to-Equity compare to STBI and PGNN?
According to the Banks industry distribution chart, Fcn Banc ranks #999999 out of 1421 companies for Debt-to-Equity. This places Fcn Banc in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Fcn Banc's own Debt-to-Equity has ranged from 0.10 to 0.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fcn Banc and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fcn Banc's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fcn Banc stock overvalued right now?
Based on GuruFocus' analysis, Fcn Banc (FBVI) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.13, compared to a current price of $38.00 — trading 11.3% above its estimated fair value. The current Debt-to-Equity is 0.00. Fcn Banc's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fcn Banc (FBVI), the current Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fcn Banc (FBVI) Overvalued in 2026?
Based on GuruFocus' analysis, Fcn Banc stock appears to be overvalued.
The current stock price of $38.00 is trading 11.3% above its estimated GF Value™ of $34.13.
GuruFocus considers Fcn Banc to be Modestly Overvalued.
Key valuation signals for FBVI:
Debt-to-Equity: 0.00
GF Value™: $34.13 vs. price of $38.00 (11.3% above fair value)
No single metric tells the full story. See the FBVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fcn Banc Corp provides banking services. It provides personal and business banking services which consists of deposits, loans, mortgage. The Bank conducts a general banking business in southeast Indiana and southwest Ohio which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and commercial purposes.
66GF Score
Get the complete analysis for FBVI
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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