Fcn BancFBVI +0.25%66 Pretax Margin % is 29.26% as of Dec. 2025, which is 14% below its 10-year median of 34.10. GuruFocus rates FBVI with a GF Score™ of 66/100 and a GF Value™ of $34.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Fcn Banc ranks worse than 65.29% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Fcn Banc's Pre-Tax Income for the
six
months ended in Dec. 2025 was $7.13 Mil. Fcn Banc's Revenue for the
six
months ended in Dec. 2025 was $24.35 Mil. Therefore, Fcn Banc's pretax margin for the quarter that ended in Dec. 2025 was 29.26%.
The historical rank and industry rank for Fcn Banc's Pretax Margin % or its related term are showing as below:
FBVI'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.53 Med: 34.1 Max: 40.27
Current: 29.26
FBVI's Pretax Margin % is ranked worse than 65.29% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs FBVI: 29.26
Fcn Banc (OTCPK:FBVI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Fcn Banc Pretax Margin % Related Terms
Fcn Banc Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Fcn Banc's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBVI vs HFBK, RWCB, PGNN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Fcn Banc's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fcn Banc Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fcn Banc's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Fcn Banc's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fcn Banc (FBVI) has a Pretax Margin % of 29.26% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fcn Banc and its competitors. This is 14% below median its historical median of 34.10. Over the past decade, Fcn Banc's Pretax Margin % has ranged from 21.53 to 40.27. According to the industry distribution chart, Fcn Banc ranks #997 out of 1527 companies in the Banks industry, placing it in the top 65.3%.
Is Fcn Banc's Pretax Margin % too high?
Fcn Banc's current Pretax Margin % of 29.26% is 14% below median its 10-year median of 34.10. Over the past 10 years, this metric has ranged from a low of 21.53 to a high of 40.27. The Banks industry median Pretax Margin % is 34.88. Fcn Banc's value of 29.26% is 16.1% below this industry median. Based on the distribution chart, Fcn Banc ranks #997 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Fcn Banc has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fcn Banc's Pretax Margin % compare to HFBK and RWCB?
According to the Banks industry distribution chart, Fcn Banc ranks #997 out of 1527 companies for Pretax Margin %. This places Fcn Banc in the lower half of its industry. The industry median Pretax Margin % is 34.88. Fcn Banc's value of 29.26% is 16.1% below this benchmark. Historically, Fcn Banc's own Pretax Margin % has ranged from 21.53 to 40.27 over the past decade. While the company's 10-year median is 34.10 vs. the industry median of 34.88, Fcn Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fcn Banc's current Pretax Margin % of 29.26% is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fcn Banc and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fcn Banc's current Pretax Margin % is 29.26%, which is 14% below median its own 10-year median of 34.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fcn Banc stock overvalued right now?
Based on GuruFocus' analysis, Fcn Banc (FBVI) is currently considered Fairly Valued. The stock's GF Value™ is $34.01, compared to a current price of $36.10 — trading 6.1% above its estimated fair value. The current Pretax Margin % is 29.26%, which is 14% below median its 10-year median of 34.10 and 16.1% below the Banks industry median of 34.88. Fcn Banc's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Fcn Banc (FBVI), the current Pretax Margin % is 29.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fcn Banc (FBVI) Overvalued in 2026?
Based on GuruFocus' analysis, Fcn Banc stock appears to be overvalued.
The current stock price of $36.10 is trading 6.1% above its estimated GF Value™ of $34.01.
GuruFocus considers Fcn Banc to be Fairly Valued.
Key valuation signals for FBVI:
Pretax Margin %: 29.26% (14% below median its 10-year median of 34.10)
GF Value™: $34.01 vs. price of $36.10 (6.1% above fair value)
Industry Position: 16.1% below the Banks median (#997 of 1527)
No single metric tells the full story. See the FBVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fcn Banc Corp provides banking services. It provides personal and business banking services which consists of deposits, loans, mortgage. The Bank conducts a general banking business in southeast Indiana and southwest Ohio which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and commercial purposes.
66GF Score
Get the complete analysis for FBVI
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FBVI has been successfully added to your 
