Fcn BancFBVI +0.25%66 FCF Margin % is 31.14% as of Dec. 2025, which is 6% below its 10-year median of 33.08. GuruFocus rates FBVI with a GF Score™ of 66/100 and a GF Value™ of $34.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Fcn Banc ranks better than 58.21% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fcn Banc's Free Cash Flow for the
six
months ended in Dec. 2025 was $7.58 Mil. Fcn Banc's Revenue for the
six
months ended in Dec. 2025 was $24.35 Mil. Therefore, Fcn Banc's FCF Margin % for the quarter that ended in Dec. 2025 was 31.14%.
The historical rank and industry rank for Fcn Banc's FCF Margin % or its related term are showing as below:
FBVI'
s FCF Margin % Range Over the Past 10 Years
Min: -17.58 Med: 33.08 Max: 52.79
Current: 31.14
During the past 9 years, the highest FCF Margin % of Fcn Banc was 52.79%. The lowest was -17.58%. And the median was 33.08%.
FBVI's FCF Margin % is ranked better than 58.21% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FBVI: 31.14
Fcn Banc FCF Margin % Related Terms
Fcn Banc FCF Margin % Historical Data
* Premium members only.
The historical data trend for Fcn Banc's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fcn Banc's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fcn Banc FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fcn Banc's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fcn Banc's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fcn Banc (FBVI) has a FCF Margin % of 31.14% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fcn Banc and its competitors. This is near median its historical median of 33.08. According to the industry distribution chart, Fcn Banc ranks #629 out of 1505 companies in the Banks industry, placing it in the top 41.8%.
Is Fcn Banc's FCF Margin % too high?
Fcn Banc's current FCF Margin % of 31.14% is near median its 10-year median of 33.08. The Banks industry median FCF Margin % is 26.55. Fcn Banc's value of 31.14% is 17.3% above this industry median. Based on the distribution chart, Fcn Banc ranks #629 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Fcn Banc has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fcn Banc's FCF Margin % compare to HFBK and RWCB?
According to the Banks industry distribution chart, Fcn Banc ranks #629 out of 1505 companies for FCF Margin %. This puts Fcn Banc in the upper half of its industry. The industry median FCF Margin % is 26.55. Fcn Banc's value of 31.14% is 17.3% above this benchmark. While the company's 10-year median is 33.08 vs. the industry median of 26.55, Fcn Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fcn Banc's current FCF Margin % of 31.14% is 17.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fcn Banc and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fcn Banc's current FCF Margin % is 31.14%, which is near median its own 10-year median of 33.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fcn Banc stock overvalued right now?
Based on GuruFocus' analysis, Fcn Banc (FBVI) is currently considered Fairly Valued. The stock's GF Value™ is $34.01, compared to a current price of $36.10 — trading 6.1% above its estimated fair value. The current FCF Margin % is 31.14%, which is near median its 10-year median of 33.08 and 17.3% above the Banks industry median of 26.55. Fcn Banc's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fcn Banc (FBVI), the current FCF Margin % is 31.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fcn Banc (FBVI) Overvalued in 2026?
Based on GuruFocus' analysis, Fcn Banc stock appears to be overvalued.
The current stock price of $36.10 is trading 6.1% above its estimated GF Value™ of $34.01.
GuruFocus considers Fcn Banc to be Fairly Valued.
Key valuation signals for FBVI:
FCF Margin %: 31.14% (near median its 10-year median of 33.08)
GF Value™: $34.01 vs. price of $36.10 (6.1% above fair value)
Industry Position: 17.3% above the Banks median (#629 of 1505)
No single metric tells the full story. See the FBVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fcn Banc Corp provides banking services. It provides personal and business banking services which consists of deposits, loans, mortgage. The Bank conducts a general banking business in southeast Indiana and southwest Ohio which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and commercial purposes.
66GF Score
Get the complete analysis for FBVI
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FBVI has been successfully added to your 
