FBVI (Fcn Banc) Dividend Payout Ratio: 0.37 (As of Dec. 2025) — Near Median


FBVI Fcn Banc Corp FBVI
66 GF Score
Price $36.10
GF Value $34.01
Valuation Fairly Valued
! 3 Warning Signs
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What is Fcn Banc Dividend Payout Ratio?

Fcn Banc FBVI +0.25% 66 Dividend Payout Ratio is 0.37 as of Dec. 2025, which is at its 10-year median of 0.37. GuruFocus rates FBVI with a GF Score™ of 66/100 and a GF Value™ of $34.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,172 Banks companies, Fcn Banc ranks worse than 58.45% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Fcn Banc's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.37.

The historical rank and industry rank for Fcn Banc's Dividend Payout Ratio or its related term are showing as below:

FBVI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.37   Max: 0.55
Current: 0.37

During the past 9 years, the highest Dividend Payout Ratio of Fcn Banc was 0.55. The lowest was 0.30. And the median was 0.37.

FBVI's Dividend Payout Ratio is ranked worse than
58.45% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs FBVI: 0.37

As of today (2026-06-29), the Dividend Yield % of Fcn Banc is 3.91%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Fcn Banc was 5.43%. The lowest was 2.78%. And the median was 3.67%.

Fcn Banc's Dividends per Share for the months ended in Dec. 2025 was $1.39.

During the past 12 months, Fcn Banc's average Dividends Per Share Growth Rate was 2.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -2.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -0.30% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Fcn Banc was 6.70% per year. The lowest was -2.90% per year. And the median was 2.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Fcn Banc (OTCPK:FBVI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Fcn Banc Dividend Payout Ratio Related Terms

Fcn Banc Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Fcn Banc's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fcn Banc Dividend Payout Ratio Chart

Fcn Banc Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.30 0.42 0.52 0.55 0.37

Fcn Banc Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only 0.30 0.42 0.52 0.55 0.37

FBVI vs HLFN, INFT, PGNN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Fcn Banc's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fcn Banc Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fcn Banc's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Fcn Banc's Dividend Payout Ratio falls into.


FBVI
66GF Score
Fcn Banc Corp FBVI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fcn Banc Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Fcn Banc's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.39/ 3.721
=0.37

Fcn Banc's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.39/ 3.721
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.37 mean?
Fcn Banc (FBVI) has a Dividend Payout Ratio of 0.37 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fcn Banc and its competitors. This is near median its historical median of 0.37. Over the past decade, Fcn Banc's Dividend Payout Ratio has ranged from 0.30 to 0.55. According to the industry distribution chart, Fcn Banc ranks #685 out of 1172 companies in the Banks industry, placing it in the top 58.4%.
Is Fcn Banc's Dividend Payout Ratio too high?
Fcn Banc's current Dividend Payout Ratio of 0.37 is near median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.55. The Banks industry median Dividend Payout Ratio is 0.32. Fcn Banc's value of 0.37 is 15.6% above this industry median. Based on the distribution chart, Fcn Banc ranks #685 out of 1172 companies in the Banks industry, which is below the industry midpoint. Overall, Fcn Banc has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fcn Banc's Dividend Payout Ratio compare to HLFN and INFT?
According to the Banks industry distribution chart, Fcn Banc ranks #685 out of 1172 companies for Dividend Payout Ratio. This places Fcn Banc in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Fcn Banc's value of 0.37 is 15.6% above this benchmark. Historically, Fcn Banc's own Dividend Payout Ratio has ranged from 0.30 to 0.55 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.32, Fcn Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fcn Banc's current Dividend Payout Ratio of 0.37 is 15.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fcn Banc and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fcn Banc's current Dividend Payout Ratio is 0.37, which is near median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fcn Banc stock overvalued right now?
Based on GuruFocus' analysis, Fcn Banc (FBVI) is currently considered Fairly Valued. The stock's GF Value™ is $34.01, compared to a current price of $36.10 — trading 6.1% above its estimated fair value. The current Dividend Payout Ratio is 0.37, which is near median its 10-year median of 0.37 and 15.6% above the Banks industry median of 0.32. Fcn Banc's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Fcn Banc (FBVI), the current Dividend Payout Ratio is 0.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fcn Banc (FBVI) Overvalued in 2026?

Based on GuruFocus' analysis, Fcn Banc stock appears to be overvalued. The current stock price of $36.10 is trading 6.1% above its estimated GF Value™ of $34.01. GuruFocus considers Fcn Banc to be Fairly Valued.

Key valuation signals for FBVI:

  • Dividend Payout Ratio: 0.37 (near median its 10-year median of 0.37)
  • GF Value™: $34.01 vs. price of $36.10 (6.1% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 15.6% above the Banks median (#685 of 1172)

No single metric tells the full story. See the FBVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fcn Banc Business Description

Address 501 Main Street, P.O. Box 37, Brookville, IN, USA, 47012
Fcn Banc Corp provides banking services. It provides personal and business banking services which consists of deposits, loans, mortgage. The Bank conducts a general banking business in southeast Indiana and southwest Ohio which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and commercial purposes.
66GF Score

Get the complete analysis for FBVI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.10
Price
$34.01
GF Value