FINS (Angel Oak Financial Stratsome Term Trust) Debt-to-Equity: 0.27 (As of Jan. 2026) — 31% Below Median

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FINS Angel Oak Financial Strats Income Term Trust FINS
22 GF Score
Price $12.51
! 4 Warning Signs
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What is Angel Oak Financial Stratsome Term Trust Debt-to-Equity?

Angel Oak Financial Stratsome Term Trust FINS +0.48% 22 Debt-to-Equity is 0.27 as of Jan. 2026, which is 31% below its 10-year median of 0.39. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 961 Asset Management companies, Angel Oak Financial Stratsome Term Trust ranks worse than 55.67% on this metric.

Angel Oak Financial Stratsome Term Trust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $0.00 Mil. Angel Oak Financial Stratsome Term Trust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $125.42 Mil. Angel Oak Financial Stratsome Term Trust's Total Stockholders Equity for the quarter that ended in Jan. 2026 was $465.19 Mil. Angel Oak Financial Stratsome Term Trust's debt to equity for the quarter that ended in Jan. 2026 was 0.27.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Angel Oak Financial Stratsome Term Trust's Debt-to-Equity or its related term are showing as below:

FINS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.27   Med: 0.39   Max: 0.42
Current: 0.27

During the past 7 years, the highest Debt-to-Equity Ratio of Angel Oak Financial Stratsome Term Trust was 0.42. The lowest was 0.27. And the median was 0.39.

FINS's Debt-to-Equity is ranked worse than
55.67% of 961 companies
in the Asset Management industry
Industry Median: 0.21 vs FINS: 0.27

Angel Oak Financial Stratsome Term Trust  (NYSE:FINS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Angel Oak Financial Stratsome Term Trust Debt-to-Equity Related Terms


Angel Oak Financial Stratsome Term Trust Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Angel Oak Financial Stratsome Term Trust's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Financial Stratsome Term Trust Debt-to-Equity Chart

Angel Oak Financial Stratsome Term Trust Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Equity
Get a 7-Day Free Trial 0.39 0.42 0.40 0.37 0.27

Angel Oak Financial Stratsome Term Trust Semi-Annual Data
Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.41 0.37 0.26 0.27

FINS vs BGR, ISD, DFP: Debt-to-Equity Comparison

For the Asset Management subindustry, Angel Oak Financial Stratsome Term Trust's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Angel Oak Financial Stratsome Term Trust Debt-to-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Angel Oak Financial Stratsome Term Trust's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Angel Oak Financial Stratsome Term Trust's Debt-to-Equity falls into.


FINS
22GF Score
Angel Oak Financial Strats Income Term Trust FINS
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Financial Stratsome Term Trust Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Angel Oak Financial Stratsome Term Trust's Debt to Equity Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Angel Oak Financial Stratsome Term Trust's Debt to Equity Ratio for the quarter that ended in Jan. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.27 mean?
Angel Oak Financial Stratsome Term Trust (FINS) has a Debt-to-Equity of 0.27 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. This is 31% below median its historical median of 0.39. Over the past decade, Angel Oak Financial Stratsome Term Trust's Debt-to-Equity has ranged from 0.27 to 0.42. According to the industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #535 out of 961 companies in the Asset Management industry, placing it in the top 55.7%.
Is Angel Oak Financial Stratsome Term Trust's Debt-to-Equity too high?
Angel Oak Financial Stratsome Term Trust's current Debt-to-Equity of 0.27 is 31% below median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.42. The Asset Management industry median Debt-to-Equity is 0.21. Angel Oak Financial Stratsome Term Trust's value of 0.27 is 28.6% above this industry median. Based on the distribution chart, Angel Oak Financial Stratsome Term Trust ranks #535 out of 961 companies in the Asset Management industry, which is below the industry midpoint. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's Debt-to-Equity compare to BGR and ISD?
According to the Asset Management industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #535 out of 961 companies for Debt-to-Equity. This places Angel Oak Financial Stratsome Term Trust in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Angel Oak Financial Stratsome Term Trust's value of 0.27 is 28.6% above this benchmark. Historically, Angel Oak Financial Stratsome Term Trust's own Debt-to-Equity has ranged from 0.27 to 0.42 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.21, Angel Oak Financial Stratsome Term Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Financial Stratsome Term Trust's current Debt-to-Equity of 0.27 is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Financial Stratsome Term Trust's current Debt-to-Equity is 0.27, which is 31% below median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current Debt-to-Equity of 0.27. The current Debt-to-Equity is 0.27, which is 31% below median its 10-year median of 0.39 and 28.6% above the Asset Management industry median of 0.21. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current Debt-to-Equity is 0.27 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Angel Oak Financial Stratsome Term Trust Business Description

Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
22GF Score

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