FINS (Angel Oak Financial Stratsome Term Trust) Retained Earnings: $-22.93 Mil (As of Jan. 2026)

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FINS Angel Oak Financial Strats Income Term Trust FINS
22 GF Score
Price $12.51
! 4 Warning Signs
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What is Angel Oak Financial Stratsome Term Trust Retained Earnings?

Angel Oak Financial Stratsome Term Trust FINS +0.48% 22 Retained Earnings is $-22.93 Mil as of Jan. 2026. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Angel Oak Financial Stratsome Term Trust's retained earnings for the quarter that ended in Jan. 2026 was $-22.93 Mil.

Angel Oak Financial Stratsome Term Trust's quarterly retained earnings increased from Jan. 2025 ($-46.32 Mil) to Jul. 2025 ($-43.95 Mil) and increased from Jul. 2025 ($-43.95 Mil) to Jan. 2026 ($-22.93 Mil).

Angel Oak Financial Stratsome Term Trust's annual retained earnings increased from Jan. 2024 ($-67.67 Mil) to Jan. 2025 ($-46.32 Mil) and increased from Jan. 2025 ($-46.32 Mil) to Jan. 2026 ($-22.93 Mil).


Angel Oak Financial Stratsome Term Trust  (NYSE:FINS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Angel Oak Financial Stratsome Term Trust Retained Earnings Historical Data

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The historical data trend for Angel Oak Financial Stratsome Term Trust's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Financial Stratsome Term Trust Retained Earnings Chart

Angel Oak Financial Stratsome Term Trust Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Retained Earnings
Get a 7-Day Free Trial -1.99 -57.44 -67.67 -46.32 -22.93

Angel Oak Financial Stratsome Term Trust Semi-Annual Data
Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -67.67 -68.75 -46.32 -43.95 -22.93
FINS
22GF Score
Angel Oak Financial Strats Income Term Trust FINS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Financial Stratsome Term Trust Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-22.93 Mil mean?
Angel Oak Financial Stratsome Term Trust (FINS) has a Retained Earnings of $-22.93 Mil as of Jan. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors.
Is Angel Oak Financial Stratsome Term Trust's Retained Earnings too high?
Angel Oak Financial Stratsome Term Trust's current Retained Earnings is $-22.93 Mil. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's Retained Earnings compare to BGR and ISD?
Angel Oak Financial Stratsome Term Trust's Retained Earnings of $-22.93 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. Angel Oak Financial Stratsome Term Trust's current Retained Earnings is $-22.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current Retained Earnings of $-22.93 Mil. The current Retained Earnings is $-22.93 Mil. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current Retained Earnings is $-22.93 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Angel Oak Financial Stratsome Term Trust Business Description

Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
22GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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