FINS (Angel Oak Financial Stratsome Term Trust) Return-on-Tangible-Asset: 8.96% (As of Jan. 2026) — 141% Above Median

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FINS Angel Oak Financial Strats Income Term Trust FINS
22 GF Score
Price $12.51
! 4 Warning Signs
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What is Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset?

Angel Oak Financial Stratsome Term Trust FINS +0.48% 22 Return-on-Tangible-Asset is 8.96% as of Jan. 2026, which is 141% above its 10-year median of 3.72. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 1,637 Asset Management companies, Angel Oak Financial Stratsome Term Trust ranks better than 67.01% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Angel Oak Financial Stratsome Term Trust's annualized Net Income for the quarter that ended in Jan. 2026 was $52.67 Mil. Angel Oak Financial Stratsome Term Trust's average total tangible assets for the quarter that ended in Jan. 2026 was $587.61 Mil. Therefore, Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Asset for the quarter that ended in Jan. 2026 was 8.96%.

The historical rank and industry rank for Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset or its related term are showing as below:

FINS' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -7.44   Med: 3.72   Max: 8.7
Current: 8.47

During the past 7 years, Angel Oak Financial Stratsome Term Trust's highest Return-on-Tangible-Asset was 8.70%. The lowest was -7.44%. And the median was 3.72%.

FINS's Return-on-Tangible-Asset is ranked better than
67.01% of 1637 companies
in the Asset Management industry
Industry Median: 4.23 vs FINS: 8.47

Angel Oak Financial Stratsome Term Trust  (NYSE:FINS) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset Related Terms


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset Chart

Angel Oak Financial Stratsome Term Trust Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Return-on-Tangible-Asset
Get a 7-Day Free Trial 3.72 -7.44 1.50 8.09 8.70

Angel Oak Financial Stratsome Term Trust Semi-Annual Data
Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.81 6.28 9.89 7.70 8.96

FINS vs BGR, ISD, DFP: Return-on-Tangible-Asset Comparison

For the Asset Management subindustry, Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset falls into.


FINS
22GF Score
Angel Oak Financial Strats Income Term Trust FINS
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Asset Calculation

Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Asset for the fiscal year that ended in Jan. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Jan. 2026 )  (A: Jan. 2025 )(A: Jan. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Jan. 2026 )  (A: Jan. 2025 )(A: Jan. 2026 )
=46.912/( (486.053+592.583)/ 2 )
=46.912/539.318
=8.70 %

Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Asset for the quarter that ended in Jan. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=52.666/( (582.63+592.583)/ 2 )
=52.666/587.6065
=8.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Jan. 2026) net income data.

What does a Return-on-Tangible-Asset of 8.96% mean?
Angel Oak Financial Stratsome Term Trust (FINS) has a Return-on-Tangible-Asset of 8.96% as of Jan. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. This is 141% above median its historical median of 3.72. According to the industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #540 out of 1637 companies in the Asset Management industry, placing it in the top 33%.
Is Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset too high?
Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Asset of 8.96% is 141% above median its 10-year median of 3.72. The Asset Management industry median Return-on-Tangible-Asset is 4.23. Angel Oak Financial Stratsome Term Trust's value of 8.96% is 111.8% above this industry median. Based on the distribution chart, Angel Oak Financial Stratsome Term Trust ranks #540 out of 1637 companies in the Asset Management industry, which is above the industry midpoint. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Asset compare to BGR and ISD?
According to the Asset Management industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #540 out of 1637 companies for Return-on-Tangible-Asset. This puts Angel Oak Financial Stratsome Term Trust in the upper half of its industry. The industry median Return-on-Tangible-Asset is 4.23. Angel Oak Financial Stratsome Term Trust's value of 8.96% is 111.8% above this benchmark. While the company's 10-year median is 3.72 vs. the industry median of 4.23, Angel Oak Financial Stratsome Term Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.23, based on 1,637 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Asset of 8.96% is 111.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Asset is 8.96%, which is 141% above median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current Return-on-Tangible-Asset of 8.96%. The current Return-on-Tangible-Asset is 8.96%, which is 141% above median its 10-year median of 3.72 and 111.8% above the Asset Management industry median of 4.23. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current Return-on-Tangible-Asset is 8.96% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Angel Oak Financial Stratsome Term Trust Business Description

Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
22GF Score

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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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