FINS (Angel Oak Financial Stratsome Term Trust) Dividend Payout Ratio: 0.88 (As of Jan. 2026) — Near Median

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FINS Angel Oak Financial Strats Income Term Trust FINS
22 GF Score
Price $12.51
! 4 Warning Signs
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What is Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio?

Angel Oak Financial Stratsome Term Trust FINS +0.48% 22 Dividend Payout Ratio is 0.88 as of Jan. 2026, which is 6% above its 10-year median of 0.83. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 929 Asset Management companies, Angel Oak Financial Stratsome Term Trust ranks worse than 53.07% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio for the months ended in Jan. 2026 was 0.88.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Angel Oak Financial Strats Income Term Trust is 0.74, which seems too high.

The historical rank and industry rank for Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio or its related term are showing as below:

FINS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.69   Med: 0.83   Max: 4.08
Current: 0.74

During the past 7 years, the highest Dividend Payout Ratio of Angel Oak Financial Stratsome Term Trust was 4.08. The lowest was 0.69. And the median was 0.83.

FINS's Dividend Payout Ratio is ranked worse than
53.07% of 929 companies
in the Asset Management industry
Industry Median: 0.69 vs FINS: 0.74

As of today (2026-07-27), the Dividend Yield % of Angel Oak Financial Stratsome Term Trust is 11.03%.

During the past 7 years, the highest Trailing Annual Dividend Yield of Angel Oak Financial Stratsome Term Trust was 11.03%. The lowest was 4.31%. And the median was 9.58%.

Angel Oak Financial Stratsome Term Trust's Dividends per Share for the months ended in Jan. 2026 was $0.69.

During the past 12 months, Angel Oak Financial Stratsome Term Trust's average Dividends Per Share Growth Rate was -5.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 0.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -0.10% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Angel Oak Financial Stratsome Term Trust was 9.60% per year. The lowest was -0.60% per year. And the median was 0.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Angel Oak Financial Stratsome Term Trust (NYSE:FINS) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio Related Terms

Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio Chart

Angel Oak Financial Stratsome Term Trust Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Dividend Payout Ratio
Get a 7-Day Free Trial 1.18 0.00 4.08 0.83 0.74

Angel Oak Financial Stratsome Term Trust Semi-Annual Data
Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 1.07 0.68 0.62 0.88

FINS vs BGR, ISD, DFP: Dividend Payout Ratio Comparison

For the Asset Management subindustry, Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio falls into.


FINS
22GF Score
Angel Oak Financial Strats Income Term Trust FINS
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Financial Stratsome Term Trust Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jan. 2026 )/ EPS without NRI (A: Jan. 2026 )
=1.235/ 1.67
=0.74

Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio for the quarter that ended in Jan. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jan. 2026 )/ EPS without NRI (Q: Jan. 2026 )
=0.69/ 0.788
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.88 mean?
Angel Oak Financial Stratsome Term Trust (FINS) has a Dividend Payout Ratio of 0.88 as of Jan. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. This is near median its historical median of 0.83. Over the past decade, Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio has ranged from 0.69 to 4.08. According to the industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #493 out of 929 companies in the Asset Management industry, placing it in the top 53.1%.
Is Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio too high?
Angel Oak Financial Stratsome Term Trust's current Dividend Payout Ratio of 0.88 is near median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 4.08. The Asset Management industry median Dividend Payout Ratio is 0.69. Angel Oak Financial Stratsome Term Trust's value of 0.88 is 27.5% above this industry median. Based on the distribution chart, Angel Oak Financial Stratsome Term Trust ranks #493 out of 929 companies in the Asset Management industry, which is below the industry midpoint. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's Dividend Payout Ratio compare to BGR and ISD?
According to the Asset Management industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #493 out of 929 companies for Dividend Payout Ratio. This places Angel Oak Financial Stratsome Term Trust in the lower half of its industry. The industry median Dividend Payout Ratio is 0.69. Angel Oak Financial Stratsome Term Trust's value of 0.88 is 27.5% above this benchmark. Historically, Angel Oak Financial Stratsome Term Trust's own Dividend Payout Ratio has ranged from 0.69 to 4.08 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 0.69, Angel Oak Financial Stratsome Term Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Asset Management company?
The median Dividend Payout Ratio among Asset Management companies is 0.69, based on 929 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Financial Stratsome Term Trust's current Dividend Payout Ratio of 0.88 is 27.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. For the Asset Management industry, the median Dividend Payout Ratio is 0.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Financial Stratsome Term Trust's current Dividend Payout Ratio is 0.88, which is near median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current Dividend Payout Ratio of 0.88. The current Dividend Payout Ratio is 0.88, which is near median its 10-year median of 0.83 and 27.5% above the Asset Management industry median of 0.69. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current Dividend Payout Ratio is 0.88 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Angel Oak Financial Stratsome Term Trust Business Description

Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
22GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.51
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