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What is Angel Oak Financial Stratsome Term Trust ROA %?
Angel Oak Financial Stratsome Term TrustFINS +0.48%22 ROA % is 8.96% as of Jan. 2026, which is 141% above its 10-year median of 3.72. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 1,637 Asset Management companies, Angel Oak Financial Stratsome Term Trust ranks better than 68.3% on this metric.
FINS's ROA % is ranked better than 68.3% of 1637
companies
in the Asset Management industry
Industry Median: 4.09
vs FINS: 8.47
Angel Oak Financial Stratsome Term Trust (NYSE:FINS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Jan. 2026) net income data. The Revenue data used here is two times the semi-annual (Jan. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Angel Oak Financial Stratsome Term Trust ROA % Related Terms
Angel Oak Financial Stratsome Term Trust ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Angel Oak Financial Stratsome Term Trust ROA % Chart
Angel Oak Financial Stratsome Term Trust Annual Data
For the Asset Management subindustry, Angel Oak Financial Stratsome Term Trust's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Angel Oak Financial Stratsome Term Trust ROA % vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Jan. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Angel Oak Financial Stratsome Term Trust (FINS) has a ROA % of 8.96% as of Jan. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. This is 141% above median its historical median of 3.72. According to the industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #519 out of 1637 companies in the Asset Management industry, placing it in the top 31.7%.
Is Angel Oak Financial Stratsome Term Trust's ROA % too high?
Angel Oak Financial Stratsome Term Trust's current ROA % of 8.96% is 141% above median its 10-year median of 3.72. The Asset Management industry median ROA % is 4.09. Angel Oak Financial Stratsome Term Trust's value of 8.96% is 119.1% above this industry median. Based on the distribution chart, Angel Oak Financial Stratsome Term Trust ranks #519 out of 1637 companies in the Asset Management industry, which is above the industry midpoint. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's ROA % compare to BGR and ISD?
According to the Asset Management industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #519 out of 1637 companies for ROA %. This puts Angel Oak Financial Stratsome Term Trust in the upper half of its industry. The industry median ROA % is 4.09. Angel Oak Financial Stratsome Term Trust's value of 8.96% is 119.1% above this benchmark. While the company's 10-year median is 3.72 vs. the industry median of 4.09, Angel Oak Financial Stratsome Term Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.09, based on 1,637 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Financial Stratsome Term Trust's current ROA % of 8.96% is 119.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. For the Asset Management industry, the median ROA % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Financial Stratsome Term Trust's current ROA % is 8.96%, which is 141% above median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current ROA % of 8.96%. The current ROA % is 8.96%, which is 141% above median its 10-year median of 3.72 and 119.1% above the Asset Management industry median of 4.09. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current ROA % is 8.96% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Angel Oak Financial Stratsome Term Trust Business Description
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
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