FINS (Angel Oak Financial Stratsome Term Trust) Return-on-Tangible-Equity: 11.36% (As of Jan. 2026) — 118% Above Median

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FINS Angel Oak Financial Strats Income Term Trust FINS
22 GF Score
Price $12.51
! 4 Warning Signs
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What is Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity?

Angel Oak Financial Stratsome Term Trust FINS +0.48% 22 Return-on-Tangible-Equity is 11.36% as of Jan. 2026, which is 118% above its 10-year median of 5.20. GuruFocus rates FINS with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 1,591 Asset Management companies, Angel Oak Financial Stratsome Term Trust ranks better than 61.97% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Angel Oak Financial Stratsome Term Trust's annualized net income for the quarter that ended in Jan. 2026 was $52.67 Mil. Angel Oak Financial Stratsome Term Trust's average shareholder tangible equity for the quarter that ended in Jan. 2026 was $463.56 Mil. Therefore, Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was 11.36%.

The historical rank and industry rank for Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity or its related term are showing as below:

FINS' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -10.44   Med: 5.2   Max: 11.46
Current: 10.99

During the past 7 years, Angel Oak Financial Stratsome Term Trust's highest Return-on-Tangible-Equity was 11.46%. The lowest was -10.44%. And the median was 5.20%.

FINS's Return-on-Tangible-Equity is ranked better than
61.97% of 1591 companies
in the Asset Management industry
Industry Median: 7.21 vs FINS: 10.99

Angel Oak Financial Stratsome Term Trust  (NYSE:FINS) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity Related Terms


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity Chart

Angel Oak Financial Stratsome Term Trust Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Return-on-Tangible-Equity
Get a 7-Day Free Trial 5.20 -10.44 2.12 11.24 11.46

Angel Oak Financial Stratsome Term Trust Semi-Annual Data
Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.55 8.84 13.77 10.09 11.36

FINS vs BGR, ISD, DFP: Return-on-Tangible-Equity Comparison

For the Asset Management subindustry, Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity falls into.


FINS
22GF Score
Angel Oak Financial Strats Income Term Trust FINS
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Financial Stratsome Term Trust Return-on-Tangible-Equity Calculation

Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jan. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jan. 2026 )  (A: Jan. 2025 )(A: Jan. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jan. 2026 )  (A: Jan. 2025 )(A: Jan. 2026 )
=46.912/( (353.587+465.193 )/ 2 )
=46.912/409.39
=11.46 %

Angel Oak Financial Stratsome Term Trust's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=52.666/( (461.918+465.193)/ 2 )
=52.666/463.5555
=11.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Jan. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 11.36% mean?
Angel Oak Financial Stratsome Term Trust (FINS) has a Return-on-Tangible-Equity of 11.36% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. This is 118% above median its historical median of 5.20. According to the industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #605 out of 1591 companies in the Asset Management industry, placing it in the top 38%.
Is Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity too high?
Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Equity of 11.36% is 118% above median its 10-year median of 5.20. The Asset Management industry median Return-on-Tangible-Equity is 7.21. Angel Oak Financial Stratsome Term Trust's value of 11.36% is 57.6% above this industry median. Based on the distribution chart, Angel Oak Financial Stratsome Term Trust ranks #605 out of 1591 companies in the Asset Management industry, which is above the industry midpoint. Overall, Angel Oak Financial Stratsome Term Trust has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Financial Stratsome Term Trust's Return-on-Tangible-Equity compare to BGR and ISD?
According to the Asset Management industry distribution chart, Angel Oak Financial Stratsome Term Trust ranks #605 out of 1591 companies for Return-on-Tangible-Equity. This puts Angel Oak Financial Stratsome Term Trust in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.21. Angel Oak Financial Stratsome Term Trust's value of 11.36% is 57.6% above this benchmark. While the company's 10-year median is 5.20 vs. the industry median of 7.21, Angel Oak Financial Stratsome Term Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Equity of 11.36% is 57.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Angel Oak Financial Stratsome Term Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Financial Stratsome Term Trust's current Return-on-Tangible-Equity is 11.36%, which is 118% above median its own 10-year median of 5.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Financial Stratsome Term Trust stock overvalued right now?
Angel Oak Financial Stratsome Term Trust (FINS) has a current Return-on-Tangible-Equity of 11.36%. The current Return-on-Tangible-Equity is 11.36%, which is 118% above median its 10-year median of 5.20 and 57.6% above the Asset Management industry median of 7.21. Angel Oak Financial Stratsome Term Trust's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Angel Oak Financial Stratsome Term Trust (FINS), the current Return-on-Tangible-Equity is 11.36% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Angel Oak Financial Stratsome Term Trust Business Description

Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Financial Strats Income Term Trust is a non-diversified, closed-end management investment company. The fund's objective is to seek current income with a secondary objective of total return. In pursuing its investment objective, the fund invests mainly in debt issued by financial institutions, including subordinated debt, unrated debt, senior debt, and high-yield securities.
22GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.51
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