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Axis Capital HoldingsFRA:AXV 80 Debt-to-Equity is 0.23 as of Mar. 2026, which is 15% below its 10-year median of 0.27. GuruFocus rates FRA:AXV with a GF Score™ of 80/100 and a GF Value™ of €91.01 (Fairly Valued). The stock has 5 warning signs investors should review. Among 406 Insurance companies, Axis Capital Holdings ranks worse than 52.46% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Axis Capital Holdings's Debt-to-Equity or its related term are showing as below:
FRA:AXV'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.27 Max: 0.4
Current: 0.23
During the past 13 years, the highest Debt-to-Equity Ratio of Axis Capital Holdings was 0.40. The lowest was 0.16. And the median was 0.27.
FRA:AXV's Debt-to-Equity is ranked worse than 52.46% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs FRA:AXV: 0.23
Axis Capital Holdings (FRA:AXV) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Axis Capital Holdings Debt-to-Equity Related Terms
Axis Capital Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Axis Capital Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:AXV vs FAF, ACT, ESNT: Debt-to-Equity Comparison
For the Insurance - Specialty subindustry, Axis Capital Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Capital Holdings Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Axis Capital Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Axis Capital Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axis Capital Holdings (FRA:AXV) has a Debt-to-Equity of 0.23 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Axis Capital Holdings and its competitors. This is 15% below median its historical median of 0.27. Over the past decade, Axis Capital Holdings' Debt-to-Equity has ranged from 0.16 to 0.40. According to the industry distribution chart, Axis Capital Holdings ranks #213 out of 406 companies in the Insurance industry, placing it in the top 52.5%.
Is Axis Capital Holdings' Debt-to-Equity too high?
Axis Capital Holdings' current Debt-to-Equity of 0.23 is 15% below median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.40. The Insurance industry median Debt-to-Equity is 0.20. Axis Capital Holdings' value of 0.23 is 15% above this industry median. Based on the distribution chart, Axis Capital Holdings ranks #213 out of 406 companies in the Insurance industry, which is below the industry midpoint. Overall, Axis Capital Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' Debt-to-Equity compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #213 out of 406 companies for Debt-to-Equity. This places Axis Capital Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Axis Capital Holdings' value of 0.23 is 15% above this benchmark. Historically, Axis Capital Holdings' own Debt-to-Equity has ranged from 0.16 to 0.40 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.20, Axis Capital Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current Debt-to-Equity of 0.23 is 15% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Axis Capital Holdings and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current Debt-to-Equity is 0.23, which is 15% below median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Axis Capital Holdings (FRA:AXV) is currently considered Fairly Valued. The stock's GF Value™ is €91.01, compared to a current price of €96.00 — trading 5.5% above its estimated fair value. The current Debt-to-Equity is 0.23, which is 15% below median its 10-year median of 0.27 and 15% above the Insurance industry median of 0.20. Axis Capital Holdings' overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Axis Capital Holdings (FRA:AXV), the current Debt-to-Equity is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Capital Holdings (FRA:AXV) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be overvalued.
The current stock price of €96.00 is trading 5.5% above its estimated GF Value™ of €91.01.
GuruFocus considers Axis Capital Holdings to be Fairly Valued.
Key valuation signals for FRA:AXV:
Debt-to-Equity: 0.23 (15% below median its 10-year median of 0.27)
GF Value™: €91.01 vs. price of €96.00 (5.5% above fair value)
Industry Position: 15% above the Insurance median (#213 of 406)
No single metric tells the full story. See the FRA:AXV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
80GF Score
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