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Axis Capital HoldingsFRA:AXV -2.13%84 Debt-to-EBITDA is 1.10 as of Mar. 2026, which is 53% below its 10-year median of 2.32. GuruFocus rates FRA:AXV with a GF Score™ of 84/100 and a GF Value™ of €90.88 (Fairly Valued). The stock has 5 warning signs investors should review. Among 320 Insurance companies, Axis Capital Holdings ranks better than 55% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Axis Capital Holdings's Debt-to-EBITDA or its related term are showing as below:
FRA:AXV'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.88 Med: 2.32 Max: 123.79
Current: 1.06
During the past 13 years, the highest Debt-to-EBITDA Ratio of Axis Capital Holdings was 123.79. The lowest was -4.88. And the median was 2.32.
FRA:AXV's Debt-to-EBITDA is ranked better than 55% of 320
companies
in the Insurance industry
Industry Median: 1.19
vs FRA:AXV: 1.06
Axis Capital Holdings (FRA:AXV) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Axis Capital Holdings Debt-to-EBITDA Related Terms
Axis Capital Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Axis Capital Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:AXV vs FAF, ACT, ESNT: Debt-to-EBITDA Comparison
For the Insurance - Specialty subindustry, Axis Capital Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Capital Holdings Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Axis Capital Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Axis Capital Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Axis Capital Holdings (FRA:AXV) has a Debt-to-EBITDA of 1.10 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Axis Capital Holdings. This is 53% below median its historical median of 2.32. According to the industry distribution chart, Axis Capital Holdings ranks #144 out of 320 companies in the Insurance industry, placing it in the top 45%.
Is Axis Capital Holdings' Debt-to-EBITDA too high?
Axis Capital Holdings' current Debt-to-EBITDA of 1.10 is 53% below median its 10-year median of 2.32. The Insurance industry median Debt-to-EBITDA is 1.19. Axis Capital Holdings' value of 1.10 is 7.6% below this industry median. Based on the distribution chart, Axis Capital Holdings ranks #144 out of 320 companies in the Insurance industry, which is above the industry midpoint. Overall, Axis Capital Holdings has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' Debt-to-EBITDA compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #144 out of 320 companies for Debt-to-EBITDA. This puts Axis Capital Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 1.19. Axis Capital Holdings' value of 1.10 is 7.6% below this benchmark. While the company's 10-year median is 2.32 vs. the industry median of 1.19, Axis Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current Debt-to-EBITDA of 1.10 is 7.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Axis Capital Holdings. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current Debt-to-EBITDA is 1.10, which is 53% below median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Axis Capital Holdings (FRA:AXV) is currently considered Fairly Valued. The stock's GF Value™ is €90.88, compared to a current price of €92.00 — trading 1.2% above its estimated fair value. The current Debt-to-EBITDA is 1.10, which is 53% below median its 10-year median of 2.32 and 7.6% below the Insurance industry median of 1.19. Axis Capital Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Axis Capital Holdings (FRA:AXV), the current Debt-to-EBITDA is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Capital Holdings (FRA:AXV) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be overvalued.
The current stock price of €92.00 is trading 1.2% above its estimated GF Value™ of €90.88.
GuruFocus considers Axis Capital Holdings to be Fairly Valued.
Key valuation signals for FRA:AXV:
Debt-to-EBITDA: 1.10 (53% below median its 10-year median of 2.32)
GF Value™: €90.88 vs. price of €92.00 (1.2% above fair value)
Industry Position: 7.6% below the Insurance median (#144 of 320)
No single metric tells the full story. See the FRA:AXV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
84GF Score
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