ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Axis Capital Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was €881 Mil.
Axis Capital Holdings's average Total Assets over the quarter that ended in Mar. 2026 was €30,120 Mil. Therefore, Axis Capital Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 2.93%.
The historical rank and industry rank for Axis Capital Holdings's ROA % or its related term are showing as below:
FRA:AXV'
s ROA % Range Over the Past 10 Years
Min: -1.62 Med: 1.3 Max: 3.44
Current: 3.11
During the past 13 years, Axis Capital Holdings's highest ROA % was 3.44%. The lowest was -1.62%. And the median was 1.30%.
FRA:AXV's ROA % is ranked better than 55.14% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs FRA:AXV: 3.11
Axis Capital Holdings (FRA:AXV) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Axis Capital Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Capital Holdings ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Axis Capital Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Axis Capital Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Axis Capital Holdings (FRA:AXV) has a ROA % of 2.93% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Axis Capital Holdings and its competitors. This is 125% above median its historical median of 1.30. According to the industry distribution chart, Axis Capital Holdings ranks #227 out of 506 companies in the Insurance industry, placing it in the top 44.9%.
Is Axis Capital Holdings' ROA % too high?
Axis Capital Holdings' current ROA % of 2.93% is 125% above median its 10-year median of 1.30. The Insurance industry median ROA % is 2.70. Axis Capital Holdings' value of 2.93% is 8.5% above this industry median. Based on the distribution chart, Axis Capital Holdings ranks #227 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Axis Capital Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' ROA % compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #227 out of 506 companies for ROA %. This puts Axis Capital Holdings in the upper half of its industry. The industry median ROA % is 2.70. Axis Capital Holdings' value of 2.93% is 8.5% above this benchmark. While the company's 10-year median is 1.30 vs. the industry median of 2.70, Axis Capital Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current ROA % of 2.93% is 8.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Axis Capital Holdings and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current ROA % is 2.93%, which is 125% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Axis Capital Holdings (FRA:AXV) has a current ROA % of 2.93%. The stock's GF Value™ is €89.05, compared to a current price of €89.00 — trading 0.1% below its estimated fair value. The current ROA % is 2.93%, which is 125% above median its 10-year median of 1.30 and 8.5% above the Insurance industry median of 2.70. Axis Capital Holdings' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Axis Capital Holdings (FRA:AXV), the current ROA % is 2.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Capital Holdings (FRA:AXV) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be undervalued.
The current stock price of €89.00 is trading 0.1% below its estimated GF Value™ of €89.05.
Key valuation signals for FRA:AXV:
ROA %: 2.93% (125% above median its 10-year median of 1.30)
GF Value™: €89.05 vs. price of €89.00 (0.1% below fair value)
Industry Position: 8.5% above the Insurance median (#227 of 506)
No single metric tells the full story. See the FRA:AXV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
80GF Score
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