Axis Capital Holdings (FRA:AXV) Effective Interest Rate on Debt %: 4.43% (As of Mar. 2026)


FRA:AXV Axis Capital Holdings Ltd FRA:AXV
80 GF Score
Price €94.50
GF Value €90.90
Valuation Fairly Valued
! 5 Warning Signs
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What is Axis Capital Holdings Effective Interest Rate on Debt %?

Axis Capital Holdings FRA:AXV -4.06% 80 Effective Interest Rate on Debt % is 4.43% as of Mar. 2026. GuruFocus rates FRA:AXV with a GF Score™ of 80/100 and a GF Value™ of €90.90 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Axis Capital Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €57 Mil. Axis Capital Holdings's average total debt for the quarter that ended in Mar. 2026 was €1,284 Mil. Therefore, Axis Capital Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.43%.


Axis Capital Holdings  (FRA:AXV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Axis Capital Holdings Effective Interest Rate on Debt % Related Terms


Axis Capital Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Axis Capital Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axis Capital Holdings Effective Interest Rate on Debt % Chart

Axis Capital Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.49 4.45 4.47 4.59 4.22

Axis Capital Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.38 4.31 4.43 4.52 4.43

FRA:AXV vs FAF, ACT, ESNT: Effective Interest Rate on Debt % Comparison

For the Insurance - Specialty subindustry, Axis Capital Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axis Capital Holdings Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Axis Capital Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Axis Capital Holdings's Effective Interest Rate on Debt % falls into.


FRA:AXV
80GF Score
Axis Capital Holdings Ltd FRA:AXV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Axis Capital Holdings Effective Interest Rate on Debt % Calculation

Axis Capital Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -56.927/( (1421.205+1275.18)/ 2 )
=-1  *  -56.927/1348.1925
=4.22 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1421.205 + 0
=1421.205

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1275.18 + 0
=1275.18

Axis Capital Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -56.832/( (1275.18+1292.02)/ 2 )
=-1  *  -56.832/1283.6
=4.43 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1275.18 + 0
=1275.18

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1292.02 + 0
=1292.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.43% mean?
Axis Capital Holdings (FRA:AXV) has a Effective Interest Rate on Debt % of 4.43% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Axis Capital Holdings and its competitors.
Is Axis Capital Holdings' Effective Interest Rate on Debt % too high?
Axis Capital Holdings' current Effective Interest Rate on Debt % is 4.43%. Overall, Axis Capital Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' Effective Interest Rate on Debt % compare to FAF and ACT?
Axis Capital Holdings' Effective Interest Rate on Debt % of 4.43% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Axis Capital Holdings and its competitors. Axis Capital Holdings's current Effective Interest Rate on Debt % is 4.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Axis Capital Holdings (FRA:AXV) is currently considered Fairly Valued. The stock's GF Value™ is €90.90, compared to a current price of €94.50 — trading 4% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.43%. Axis Capital Holdings' overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Axis Capital Holdings (FRA:AXV), the current Effective Interest Rate on Debt % is 4.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axis Capital Holdings (FRA:AXV) Overvalued in 2026?

Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be overvalued. The current stock price of €94.50 is trading 4% above its estimated GF Value™ of €90.90. GuruFocus considers Axis Capital Holdings to be Fairly Valued.

Key valuation signals for FRA:AXV:

  • Effective Interest Rate on Debt %: 4.43%
  • GF Value™: €90.90 vs. price of €94.50 (4% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the FRA:AXV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axis Capital Holdings Business Description

Other Exchanges AXSpE.PFD:USAAXS:USA
Address 29 Richmond Road, 3rd Floor, Pembroke, BMU, HM 08
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
80GF Score

Get the complete analysis for FRA:AXV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€94.50
Price
€90.90
GF Value