Axis Capital Holdings (FRA:AXV) ROE %: 16.10% (As of Mar. 2026) — 135% Above Median


FRA:AXV Axis Capital Holdings Ltd FRA:AXV
80 GF Score
Price €89.00
GF Value €89.05
! 4 Warning Signs
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What is Axis Capital Holdings ROE %?

Axis Capital Holdings FRA:AXV +2.89% 80 ROE % is 16.10% as of Mar. 2026, which is 135% above its 10-year median of 6.86. GuruFocus rates FRA:AXV with a GF Score™ of 80/100 and a GF Value™ of €89.05. The stock has 4 warning signs investors should review. Among 502 Insurance companies, Axis Capital Holdings ranks better than 69.72% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Axis Capital Holdings's annualized net income for the quarter that ended in Mar. 2026 was €881 Mil. Axis Capital Holdings's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was €5,474 Mil. Therefore, Axis Capital Holdings's annualized ROE % for the quarter that ended in Mar. 2026 was 16.10%.

The historical rank and industry rank for Axis Capital Holdings's ROE % or its related term are showing as below:

FRA:AXV' s ROE % Range Over the Past 10 Years
Min: -6.35   Med: 6.86   Max: 19.06
Current: 17.15

During the past 13 years, Axis Capital Holdings's highest ROE % was 19.06%. The lowest was -6.35%. And the median was 6.86%.

FRA:AXV's ROE % is ranked better than
69.72% of 502 companies
in the Insurance industry
Industry Median: 11.73 vs FRA:AXV: 17.15

Axis Capital Holdings  (FRA:AXV) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=881.492/5473.8225
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(881.492 / 5815.144)*(5815.144 / 30120.35)*(30120.35 / 5473.8225)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.16 %*0.1931*5.5026
=ROA %*Equity Multiplier
=2.93 %*5.5026
=16.10 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=881.492/5473.8225
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (881.492 / 1066.176) * (1066.176 / 1123.008) * (1123.008 / 5815.144) * (5815.144 / 30120.35) * (30120.35 / 5473.8225)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.8268 * 0.9494 * 19.31 % * 0.1931 * 5.5026
=16.10 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Axis Capital Holdings ROE % Related Terms


Axis Capital Holdings ROE % Historical Data

* Premium members only.

The historical data trend for Axis Capital Holdings's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axis Capital Holdings ROE % Chart

Axis Capital Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.98 4.59 7.50 19.42 15.33

Axis Capital Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.74 14.33 19.09 18.23 16.10

FRA:AXV vs FAF, ACT, ESNT: ROE % Comparison

For the Insurance - Specialty subindustry, Axis Capital Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axis Capital Holdings ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Axis Capital Holdings's ROE % distribution charts can be found below:

* The bar in red indicates where Axis Capital Holdings's ROE % falls into.


FRA:AXV
80GF Score
Axis Capital Holdings Ltd FRA:AXV
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Axis Capital Holdings ROE % Calculation

Axis Capital Holdings's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=861.599/( (5815.357+5428.395)/ 2 )
=861.599/5621.876
=15.33 %

Axis Capital Holdings's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=881.492/( (5428.395+5519.25)/ 2 )
=881.492/5473.8225
=16.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 16.10% mean?
Axis Capital Holdings (FRA:AXV) has a ROE % of 16.10% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Axis Capital Holdings and its competitors. This is 135% above median its historical median of 6.86. According to the industry distribution chart, Axis Capital Holdings ranks #152 out of 502 companies in the Insurance industry, placing it in the top 30.3%.
Is Axis Capital Holdings' ROE % too high?
Axis Capital Holdings' current ROE % of 16.10% is 135% above median its 10-year median of 6.86. The Insurance industry median ROE % is 11.73. Axis Capital Holdings' value of 16.10% is 37.3% above this industry median. Based on the distribution chart, Axis Capital Holdings ranks #152 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Axis Capital Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' ROE % compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #152 out of 502 companies for ROE %. This puts Axis Capital Holdings in the upper half of its industry. The industry median ROE % is 11.73. Axis Capital Holdings' value of 16.10% is 37.3% above this benchmark. While the company's 10-year median is 6.86 vs. the industry median of 11.73, Axis Capital Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current ROE % of 16.10% is 37.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Axis Capital Holdings and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current ROE % is 16.10%, which is 135% above median its own 10-year median of 6.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Axis Capital Holdings (FRA:AXV) has a current ROE % of 16.10%. The stock's GF Value™ is €89.05, compared to a current price of €89.00 — trading 0.1% below its estimated fair value. The current ROE % is 16.10%, which is 135% above median its 10-year median of 6.86 and 37.3% above the Insurance industry median of 11.73. Axis Capital Holdings' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Axis Capital Holdings (FRA:AXV), the current ROE % is 16.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axis Capital Holdings (FRA:AXV) Overvalued in 2026?

Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be undervalued. The current stock price of €89.00 is trading 0.1% below its estimated GF Value™ of €89.05.

Key valuation signals for FRA:AXV:

  • ROE %: 16.10% (135% above median its 10-year median of 6.86)
  • GF Value™: €89.05 vs. price of €89.00 (0.1% below fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 37.3% above the Insurance median (#152 of 502)

No single metric tells the full story. See the FRA:AXV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axis Capital Holdings Business Description

Other Exchanges AXSpE.PFD:USAAXS:USA
Address 29 Richmond Road, 3rd Floor, Pembroke, BMU, HM 08
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
80GF Score

Get the complete analysis for FRA:AXV

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€89.00
Price
€89.05
GF Value