Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Katahdin BanksharesKTHN -0.52%58 Debt-to-Equity is 0.60 as of Jun. 2026, which is 43% above its 10-year median of 0.42. GuruFocus rates KTHN with a GF Score™ of 58/100 and a GF Value™ of $28.16 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,421 Banks companies, Katahdin Bankshares ranks worse than 50.74% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Katahdin Bankshares's Debt-to-Equity or its related term are showing as below:
KTHN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.42 Max: 1.26
Current: 0.6
During the past 13 years, the highest Debt-to-Equity Ratio of Katahdin Bankshares was 1.26. The lowest was 0.00. And the median was 0.42.
KTHN's Debt-to-Equity is ranked worse than 50.74% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs KTHN: 0.60
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Katahdin Bankshares Debt-to-Equity Related Terms
Katahdin Bankshares Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Katahdin Bankshares's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KTHN vs HARL, MPCB, NMBF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Katahdin Bankshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katahdin Bankshares Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Katahdin Bankshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Katahdin Bankshares's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Katahdin Bankshares (KTHN) has a Debt-to-Equity of 0.60 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Katahdin Bankshares and its competitors. This is 43% above median its historical median of 0.42. According to the industry distribution chart, Katahdin Bankshares ranks #721 out of 1421 companies in the Banks industry, placing it in the top 50.7%.
Is Katahdin Bankshares' Debt-to-Equity too high?
Katahdin Bankshares' current Debt-to-Equity of 0.60 is 43% above median its 10-year median of 0.42. The Banks industry median Debt-to-Equity is 0.58. Katahdin Bankshares' value of 0.60 is 3.4% above this industry median. Based on the distribution chart, Katahdin Bankshares ranks #721 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Katahdin Bankshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Katahdin Bankshares' Debt-to-Equity compare to HARL and MPCB?
According to the Banks industry distribution chart, Katahdin Bankshares ranks #721 out of 1421 companies for Debt-to-Equity. This places Katahdin Bankshares in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Katahdin Bankshares' value of 0.60 is 3.4% above this benchmark. While the company's 10-year median is 0.42 vs. the industry median of 0.58, Katahdin Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katahdin Bankshares's current Debt-to-Equity of 0.60 is 3.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Katahdin Bankshares and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katahdin Bankshares's current Debt-to-Equity is 0.60, which is 43% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katahdin Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Katahdin Bankshares (KTHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.16, compared to a current price of $36.50 — trading 29.6% above its estimated fair value. The current Debt-to-Equity is 0.60, which is 43% above median its 10-year median of 0.42 and 3.4% above the Banks industry median of 0.58. Katahdin Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Katahdin Bankshares (KTHN), the current Debt-to-Equity is 0.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katahdin Bankshares (KTHN) Overvalued in 2026?
Based on GuruFocus' analysis, Katahdin Bankshares stock appears to be overvalued.
The current stock price of $36.50 is trading 29.6% above its estimated GF Value™ of $28.16.
GuruFocus considers Katahdin Bankshares to be Modestly Overvalued.
Key valuation signals for KTHN:
Debt-to-Equity: 0.60 (43% above median its 10-year median of 0.42)
GF Value™: $28.16 vs. price of $36.50 (29.6% above fair value)
Industry Position: 3.4% above the Banks median (#721 of 1421)
No single metric tells the full story. See the KTHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katahdin Bankshares Corp is a part of the financial services sector. It is a state-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation. Its primary business is to lend funds and accept deposits from consumers and small businesses in Aroostook and the Portland area. The Bank has full-service branches throughout northern Maine and the greater Bangor and Portland regions. Its key services include personal banking, business banking, and investments.
58GF Score
Get the complete analysis for KTHN
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KTHN has been successfully added to your 
