Katahdin BanksharesKTHN 58 Pretax Margin % is 27.19% as of Mar. 2026, which is 8% below its 10-year median of 29.58. GuruFocus rates KTHN with a GF Score™ of 58/100 and a GF Value™ of $27.41 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Katahdin Bankshares ranks worse than 64.01% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Katahdin Bankshares Pretax Margin % Related Terms
Katahdin Bankshares Pretax Margin % Historical Data
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The historical data trend for Katahdin Bankshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KTHN vs UNIB, PNBK, FKYS: Pretax Margin % Comparison
For the Banks - Regional subindustry, Katahdin Bankshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katahdin Bankshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Katahdin Bankshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Katahdin Bankshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Katahdin Bankshares (KTHN) has a Pretax Margin % of 27.19% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Katahdin Bankshares and its competitors. This is near median its historical median of 29.58. Over the past decade, Katahdin Bankshares' Pretax Margin % has ranged from 22.62 to 32.27. According to the industry distribution chart, Katahdin Bankshares ranks #978 out of 1528 companies in the Banks industry, placing it in the top 64%.
Is Katahdin Bankshares' Pretax Margin % too high?
Katahdin Bankshares' current Pretax Margin % of 27.19% is near median its 10-year median of 29.58. Over the past 10 years, this metric has ranged from a low of 22.62 to a high of 32.27. The Banks industry median Pretax Margin % is 34.72. Katahdin Bankshares' value of 27.19% is 21.7% below this industry median. Based on the distribution chart, Katahdin Bankshares ranks #978 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Katahdin Bankshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Katahdin Bankshares' Pretax Margin % compare to UNIB and PNBK?
According to the Banks industry distribution chart, Katahdin Bankshares ranks #978 out of 1528 companies for Pretax Margin %. This places Katahdin Bankshares in the lower half of its industry. The industry median Pretax Margin % is 34.72. Katahdin Bankshares' value of 27.19% is 21.7% below this benchmark. Historically, Katahdin Bankshares' own Pretax Margin % has ranged from 22.62 to 32.27 over the past decade. While the company's 10-year median is 29.58 vs. the industry median of 34.72, Katahdin Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katahdin Bankshares's current Pretax Margin % of 27.19% is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Katahdin Bankshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katahdin Bankshares's current Pretax Margin % is 27.19%, which is near median its own 10-year median of 29.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katahdin Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Katahdin Bankshares (KTHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.41, compared to a current price of $35.00 — trading 27.7% above its estimated fair value. The current Pretax Margin % is 27.19%, which is near median its 10-year median of 29.58 and 21.7% below the Banks industry median of 34.72. Katahdin Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Katahdin Bankshares (KTHN), the current Pretax Margin % is 27.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katahdin Bankshares (KTHN) Overvalued in 2026?
Based on GuruFocus' analysis, Katahdin Bankshares stock appears to be overvalued.
The current stock price of $35.00 is trading 27.7% above its estimated GF Value™ of $27.41.
GuruFocus considers Katahdin Bankshares to be Modestly Overvalued.
Key valuation signals for KTHN:
Pretax Margin %: 27.19% (near median its 10-year median of 29.58)
GF Value™: $27.41 vs. price of $35.00 (27.7% above fair value)
Industry Position: 21.7% below the Banks median (#978 of 1528)
No single metric tells the full story. See the KTHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katahdin Bankshares Corp is a part of the financial services sector. It is a state-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation. Its primary business is to lend funds and accept deposits from consumers and small businesses in Aroostook and the Portland area. The Bank has full-service branches throughout northern Maine and the greater Bangor and Portland regions. Its key services include personal banking, business banking, and investments.
58GF Score
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