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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Katahdin Bankshares's 10-Year RORE % for the quarter that ended in Mar. 2026 was 11.77%.
The industry rank for Katahdin Bankshares's 10-Year RORE % or its related term are showing as below:
KTHN's 10-Year RORE % is ranked better than 57.31% of 1087
companies
in the Banks industry
Industry Median: 10.22
vs KTHN: 11.77
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Katahdin Bankshares 10-Year RORE % Related Terms
Katahdin Bankshares 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Katahdin Bankshares's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KTHN vs UNIB, PNBK, FKYS: 10-Year RORE % Comparison
For the Banks - Regional subindustry, Katahdin Bankshares's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katahdin Bankshares 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Katahdin Bankshares's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Katahdin Bankshares's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Katahdin Bankshares (KTHN) has a 10-Year RORE % of 11.77 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Katahdin Bankshares and its competitors. According to the industry distribution chart, Katahdin Bankshares ranks #464 out of 1087 companies in the Banks industry, placing it in the top 42.7%.
Is Katahdin Bankshares' 10-Year RORE % too high?
Katahdin Bankshares' current 10-Year RORE % is 11.77. The Banks industry median 10-Year RORE % is 10.22. Katahdin Bankshares' value of 11.77 is 15.2% above this industry median. Based on the distribution chart, Katahdin Bankshares ranks #464 out of 1087 companies in the Banks industry, which is above the industry midpoint. Overall, Katahdin Bankshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Katahdin Bankshares' 10-Year RORE % compare to UNIB and PNBK?
According to the Banks industry distribution chart, Katahdin Bankshares ranks #464 out of 1087 companies for 10-Year RORE %. This puts Katahdin Bankshares in the upper half of its industry. The industry median 10-Year RORE % is 10.22. Katahdin Bankshares' value of 11.77 is 15.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.22, based on 1,087 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katahdin Bankshares's current 10-Year RORE % of 11.77 is 15.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Katahdin Bankshares and its competitors. For the Banks industry, the median 10-Year RORE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katahdin Bankshares's current 10-Year RORE % is 11.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katahdin Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Katahdin Bankshares (KTHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.49, compared to a current price of $34.75 — trading 26.4% above its estimated fair value. The current 10-Year RORE % is 11.77 and 15.2% above the Banks industry median of 10.22. Katahdin Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Katahdin Bankshares (KTHN), the current 10-Year RORE % is 11.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katahdin Bankshares (KTHN) Overvalued in 2026?
Based on GuruFocus' analysis, Katahdin Bankshares stock appears to be overvalued.
The current stock price of $34.75 is trading 26.4% above its estimated GF Value™ of $27.49.
GuruFocus considers Katahdin Bankshares to be Modestly Overvalued.
Key valuation signals for KTHN:
10-Year RORE %: 11.77
GF Value™: $27.49 vs. price of $34.75 (26.4% above fair value)
Industry Position: 15.2% above the Banks median (#464 of 1087)
No single metric tells the full story. See the KTHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katahdin Bankshares Corp is a part of the financial services sector. It is a state-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation. Its primary business is to lend funds and accept deposits from consumers and small businesses in Aroostook and the Portland area. The Bank has full-service branches throughout northern Maine and the greater Bangor and Portland regions. Its key services include personal banking, business banking, and investments.
58GF Score
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