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Katahdin BanksharesKTHN +0.14%58 5-Year Yield-on-Cost % is 4.27 as of Jul. 18, 2026, which is 5% below its 10-year median of 4.49. GuruFocus rates KTHN with a GF Score™ of 58/100 and a GF Value™ of $27.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Katahdin Bankshares ranks better than 57.37% on this metric.
Katahdin Bankshares's yield on cost for the quarter that ended in Mar. 2026 was 4.27.
The historical rank and industry rank for Katahdin Bankshares's 5-Year Yield-on-Cost % or its related term are showing as below:
KTHN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.26 Med: 4.49 Max: 6.02
Current: 4.27
During the past 13 years, Katahdin Bankshares's highest Yield on Cost was 6.02. The lowest was 3.26. And the median was 4.49.
KTHN's 5-Year Yield-on-Cost % is ranked better than 57.37% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs KTHN: 4.27
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Katahdin Bankshares 5-Year Yield-on-Cost % Related Terms
KTHN vs UNIB, PNBK, FKYS: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Katahdin Bankshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katahdin Bankshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Katahdin Bankshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Katahdin Bankshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Katahdin Bankshares (KTHN) has a 5-Year Yield-on-Cost % of 4.27 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Katahdin Bankshares and its competitors. This is near median its historical median of 4.49. Over the past decade, Katahdin Bankshares' 5-Year Yield-on-Cost % has ranged from 3.26 to 6.02. According to the industry distribution chart, Katahdin Bankshares ranks #535 out of 1255 companies in the Banks industry, placing it in the top 42.6%.
Is Katahdin Bankshares' 5-Year Yield-on-Cost % too high?
Katahdin Bankshares' current 5-Year Yield-on-Cost % of 4.27 is near median its 10-year median of 4.49. Over the past 10 years, this metric has ranged from a low of 3.26 to a high of 6.02. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Katahdin Bankshares' value of 4.27 is 10.9% above this industry median. Based on the distribution chart, Katahdin Bankshares ranks #535 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Katahdin Bankshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Katahdin Bankshares' 5-Year Yield-on-Cost % compare to UNIB and PNBK?
According to the Banks industry distribution chart, Katahdin Bankshares ranks #535 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Katahdin Bankshares in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Katahdin Bankshares' value of 4.27 is 10.9% above this benchmark. Historically, Katahdin Bankshares' own 5-Year Yield-on-Cost % has ranged from 3.26 to 6.02 over the past decade. While the company's 10-year median is 4.49 vs. the industry median of 3.85, Katahdin Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katahdin Bankshares's current 5-Year Yield-on-Cost % of 4.27 is 10.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Katahdin Bankshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katahdin Bankshares's current 5-Year Yield-on-Cost % is 4.27, which is near median its own 10-year median of 4.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katahdin Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Katahdin Bankshares (KTHN) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.50, compared to a current price of $34.80 — trading 26.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.27, which is near median its 10-year median of 4.49 and 10.9% above the Banks industry median of 3.85. Katahdin Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Katahdin Bankshares (KTHN), the current 5-Year Yield-on-Cost % is 4.27 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katahdin Bankshares (KTHN) Overvalued in 2026?
Based on GuruFocus' analysis, Katahdin Bankshares stock appears to be overvalued.
The current stock price of $34.80 is trading 26.5% above its estimated GF Value™ of $27.50.
GuruFocus considers Katahdin Bankshares to be Modestly Overvalued.
Key valuation signals for KTHN:
5-Year Yield-on-Cost %: 4.27 (near median its 10-year median of 4.49)
GF Value™: $27.50 vs. price of $34.80 (26.5% above fair value)
Industry Position: 10.9% above the Banks median (#535 of 1255)
No single metric tells the full story. See the KTHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katahdin Bankshares Corp is a part of the financial services sector. It is a state-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation. Its primary business is to lend funds and accept deposits from consumers and small businesses in Aroostook and the Portland area. The Bank has full-service branches throughout northern Maine and the greater Bangor and Portland regions. Its key services include personal banking, business banking, and investments.
58GF Score
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