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Katahdin BanksharesKTHN -0.08%58 Equity-to-Asset is 0.09 as of Jun. 2026, which is 13% above its 10-year median of 0.08. GuruFocus rates KTHN with a GF Score™ of 58/100 and a GF Value™ of $28.32 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,521 Banks companies, Katahdin Bankshares ranks worse than 55.69% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Katahdin Bankshares's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $105.65 Mil. Katahdin Bankshares's Total Assets for the quarter that ended in Jun. 2026 was $1,159.69 Mil.
Therefore, Katahdin Bankshares's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.09.
The historical rank and industry rank for Katahdin Bankshares's Equity-to-Asset or its related term are showing as below:
KTHN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.08 Max: 0.09
Current: 0.09
During the past 13 years, the highest Equity to Asset Ratio of Katahdin Bankshares was 0.09. The lowest was 0.07. And the median was 0.08.
KTHN's Equity-to-Asset is ranked worse than 55.69% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs KTHN: 0.09
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Katahdin Bankshares Equity-to-Asset Related Terms
Katahdin Bankshares Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Katahdin Bankshares's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KTHN vs BSBK, CNBP, UNB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Katahdin Bankshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katahdin Bankshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Katahdin Bankshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Katahdin Bankshares's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Katahdin Bankshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Katahdin Bankshares (KTHN) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Katahdin Bankshares and its competitors. This is 13% above median its historical median of 0.08. Over the past decade, Katahdin Bankshares' Equity-to-Asset has ranged from 0.07 to 0.09. According to the industry distribution chart, Katahdin Bankshares ranks #847 out of 1521 companies in the Banks industry, placing it in the top 55.7%.
Is Katahdin Bankshares' Equity-to-Asset too high?
Katahdin Bankshares' current Equity-to-Asset of 0.09 is 13% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. Katahdin Bankshares' value of 0.09 is 10% below this industry median. Based on the distribution chart, Katahdin Bankshares ranks #847 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Katahdin Bankshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Katahdin Bankshares' Equity-to-Asset compare to BSBK and CNBP?
According to the Banks industry distribution chart, Katahdin Bankshares ranks #847 out of 1521 companies for Equity-to-Asset. This places Katahdin Bankshares in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Katahdin Bankshares' value of 0.09 is 10% below this benchmark. Historically, Katahdin Bankshares' own Equity-to-Asset has ranged from 0.07 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Katahdin Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katahdin Bankshares's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Katahdin Bankshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katahdin Bankshares's current Equity-to-Asset is 0.09, which is 13% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katahdin Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Katahdin Bankshares (KTHN) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.32, compared to a current price of $36.97 — trading 30.5% above its estimated fair value. The current Equity-to-Asset is 0.09, which is 13% above median its 10-year median of 0.08 and 10% below the Banks industry median of 0.10. Katahdin Bankshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Katahdin Bankshares (KTHN), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katahdin Bankshares (KTHN) Overvalued in 2026?
Based on GuruFocus' analysis, Katahdin Bankshares stock appears to be overvalued.
The current stock price of $36.97 is trading 30.5% above its estimated GF Value™ of $28.32.
GuruFocus considers Katahdin Bankshares to be Significantly Overvalued.
Key valuation signals for KTHN:
Equity-to-Asset: 0.09 (13% above median its 10-year median of 0.08)
GF Value™: $28.32 vs. price of $36.97 (30.5% above fair value)
Industry Position: 10% below the Banks median (#847 of 1521)
No single metric tells the full story. See the KTHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katahdin Bankshares Corp is a part of the financial services sector. It is a state-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation. Its primary business is to lend funds and accept deposits from consumers and small businesses in Aroostook and the Portland area. The Bank has full-service branches throughout northern Maine and the greater Bangor and Portland regions. Its key services include personal banking, business banking, and investments.
58GF Score
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