Distribution Finance Capital Holdings (LSE:DFCH) 3-Year Share Buyback Ratio: 2.40% (As of Dec. 2025)

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LSE:DFCH Distribution Finance Capital Holdings PLC LSE:DFCH
58 GF Score
Price £0.72
GF Value £0.87
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Distribution Finance Capital Holdings 3-Year Share Buyback Ratio?

Distribution Finance Capital Holdings LSE:DFCH 58 3-Year Share Buyback Ratio is 2.40 as of Dec. 2025. GuruFocus rates LSE:DFCH with a GF Score™ of 58/100 and a GF Value™ of £0.87 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 283 Credit Services companies, Distribution Finance Capital Holdings ranks better than 91.17% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Distribution Finance Capital Holdings's current 3-Year Share Buyback Ratio was 2.40%.

The historical rank and industry rank for Distribution Finance Capital Holdings's 3-Year Share Buyback Ratio or its related term are showing as below:

LSE:DFCH' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -18.9   Med: 0   Max: 2.4
Current: 2.4

During the past 10 years, Distribution Finance Capital Holdings's highest 3-Year Share Buyback Ratio was 2.40%. The lowest was -18.90%. And the median was 0.00%.

LSE:DFCH's 3-Year Share Buyback Ratio is ranked better than
91.17% of 283 companies
in the Credit Services industry
Industry Median: -3.1 vs LSE:DFCH: 2.40

Distribution Finance Capital Holdings (LSE:DFCH) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Distribution Finance Capital Holdings 3-Year Share Buyback Ratio Related Terms


LSE:DFCH vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison

For the Credit Services subindustry, Distribution Finance Capital Holdings's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Distribution Finance Capital Holdings 3-Year Share Buyback Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Distribution Finance Capital Holdings's 3-Year Share Buyback Ratio falls into.


LSE:DFCH
58GF Score
Distribution Finance Capital Holdings PLC LSE:DFCH
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Distribution Finance Capital Holdings 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 2.40 mean?
Distribution Finance Capital Holdings (LSE:DFCH) has a 3-Year Share Buyback Ratio of 2.40 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Distribution Finance Capital Holdings and its competitors. According to the industry distribution chart, Distribution Finance Capital Holdings ranks #25 out of 283 companies in the Credit Services industry, placing it in the top 8.8%.
Is Distribution Finance Capital Holdings' 3-Year Share Buyback Ratio too high?
Distribution Finance Capital Holdings' current 3-Year Share Buyback Ratio is 2.40. Based on the distribution chart, Distribution Finance Capital Holdings ranks #25 out of 283 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Distribution Finance Capital Holdings has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Distribution Finance Capital Holdings ranks #25 out of 283 companies for 3-Year Share Buyback Ratio. This places Distribution Finance Capital Holdings in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Distribution Finance Capital Holdings and its competitors. Distribution Finance Capital Holdings's current 3-Year Share Buyback Ratio is 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.87, compared to a current price of £0.72 — trading 17.2% below its estimated fair value. The current 3-Year Share Buyback Ratio is 2.40. Distribution Finance Capital Holdings' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current 3-Year Share Buyback Ratio is 2.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?

Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be undervalued. The current stock price of £0.72 is trading 17.2% below its estimated GF Value™ of £0.87. GuruFocus considers Distribution Finance Capital Holdings to be Modestly Undervalued.

Key valuation signals for LSE:DFCH:

  • 3-Year Share Buyback Ratio: 2.40
  • GF Value™: £0.87 vs. price of £0.72 (17.2% below fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Distribution Finance Capital Holdings Business Description

Address 9 Great Ancoats Street, Express Building, Manchester, GBR, M4 5AD
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
58GF Score

Get the complete analysis for LSE:DFCH

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.72
Price
£0.87
GF Value