Grupo BanDelta Holding (XPTY:GBHC) OCF Margin %: 19.16% (As of Mar. 2026)


XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding OCF Margin %?

Grupo BanDelta Holding XPTY:GBHC 31 OCF Margin % is 19.16% as of Mar. 2026. GuruFocus rates XPTY:GBHC with a GF Score™ of 31/100 and a GF Value™ of $6.71. The stock has 4 warning signs investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Grupo BanDelta Holding's Cash Flow from Operations for the three months ended in Mar. 2026 was $1.03 Mil. Grupo BanDelta Holding's Revenue for the three months ended in Mar. 2026 was $5.38 Mil. Therefore, Grupo BanDelta Holding's OCF Margin % for the quarter that ended in Mar. 2026 was 19.16%.

As of today, Grupo BanDelta Holding's current OCF Yield % is -6.39%.

The historical rank and industry rank for Grupo BanDelta Holding's OCF Margin % or its related term are showing as below:

XPTY:GBHC' s OCF Margin % Range Over the Past 10 Years
Min: -66.82   Med: -5.19   Max: 84.68
Current: -5.87


During the past 13 years, the highest OCF Margin % of Grupo BanDelta Holding was 84.68%. The lowest was -66.82%. And the median was -5.19%.

XPTY:GBHC's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs XPTY:GBHC: -5.87


Grupo BanDelta Holding OCF Margin % Related Terms


Grupo BanDelta Holding OCF Margin % Historical Data

* Premium members only.

The historical data trend for Grupo BanDelta Holding's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding OCF Margin % Chart

Grupo BanDelta Holding Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -56.52 0.77 -29.44 -66.82 84.68

Grupo BanDelta Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.47 25.61 -0.08 -71.30 19.16

XPTY:GBHC vs PNC, USB, NU: OCF Margin % Comparison

For the Banks - Regional subindustry, Grupo BanDelta Holding's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo BanDelta Holding OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo BanDelta Holding's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Grupo BanDelta Holding's OCF Margin % falls into.


XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo BanDelta Holding OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Grupo BanDelta Holding's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=20.532/24.248
=84.68 %

Grupo BanDelta Holding's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1.031/5.38
=19.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 19.16% mean?
Grupo BanDelta Holding (XPTY:GBHC) has a OCF Margin % of 19.16% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo BanDelta Holding and its competitors.
Is Grupo BanDelta Holding's OCF Margin % too high?
Grupo BanDelta Holding's current OCF Margin % is 19.16%. The Banks industry median OCF Margin % is 29.44. Grupo BanDelta Holding's value of 19.16% is 34.9% below this industry median. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's OCF Margin % compare to PNC and USB?
Grupo BanDelta Holding's OCF Margin % of 19.16% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. Grupo BanDelta Holding's value of 19.16% is 34.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo BanDelta Holding's current OCF Margin % of 19.16% is 34.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo BanDelta Holding and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo BanDelta Holding's current OCF Margin % is 19.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current OCF Margin % of 19.16%. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current OCF Margin % is 19.16% and 34.9% below the Banks industry median of 29.44. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current OCF Margin % is 19.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • OCF Margin %: 19.16%
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs
  • Industry Position: 34.9% below the Banks median

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value