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Equifax Debt-to-EBITDA

: 3.27 (As of Sep. 2021)
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Debt-to-EBITDA measures a company's ability to pay off its debt.

Equifax's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was $501 Mil. Equifax's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was $4,969 Mil. Equifax's annualized EBITDA for the quarter that ended in Sep. 2021 was $1,676 Mil. Equifax's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2021 was 3.26.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Equifax's Debt-to-EBITDA or its related term are showing as below:

NYSE:EFX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.32   Med: 2.42   Max: 96.1
Current: 3.63

1.32
96.1

During the past 13 years, the highest Debt-to-EBITDA Ratio of Equifax was 96.10. The lowest was 1.32. And the median was 2.42.

NYSE:EFX's Debt-to-EBITDA is ranked lower than
99.99% of the 1 Companies
in the Business Services industry.

( Industry Median: 1.49 vs. NYSE:EFX: 3.63 )

Equifax Debt-to-EBITDA Historical Data

The historical data trend for Equifax's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Equifax Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Debt-to-EBITDA
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 2.39 3.34 96.10 3.57

Equifax Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Debt-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 4.65 2.59 2.25 3.27

Competitive Comparison

For the Consulting Services subindustry, Equifax's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

   

Equifax Debt-to-EBITDA Distribution

For the Business Services industry and Industrials sector, Equifax's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Equifax's Debt-to-EBITDA falls into.



Equifax Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Equifax's Debt-to-EBITDA for the fiscal year that ended in Dec. 2020 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1101.1 + 3277.3) / 1226.1
=3.57

Equifax's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2021 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(500.6 + 4969.4) / 1675.6
=3.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2021) EBITDA data.


Equifax  (NYSE:EFX) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Equifax Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Equifax's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Equifax Business Description

Equifax logo
Industry
Industrials » Business Services NAICS : 561450 SIC : 7323
Traded in Other Exchanges
Address
1550 Peachtree Street N.W., Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about a third of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates over 20% of its revenue from outside the United States.
Executives
Bindal Sunil officer: SVP, Corp Development EQUIFAX INC. 1550 PEACHTREE STREET NW ATLANTA GA 30309
Marshall Siri S director NUMBER ONE GENERAL MILLS BLVD MINNEAPOLIS MN 55426
Stock Elane B director 351 PHELPS DRIVE IRVING TX 75038
Houston Julia A officer: Chief Transformation Officer 1155 PERIMETER CENTER WEST ATLANTA GA 30338
Dhore Prasanna officer: Chief Data & Analytics Officer 10375 PROFESSIONAL CIRCLE RENO NV 89521
Griggs James M officer: SVP & Corp Controller 1550 PEACHTREE STREET NW ATLANTA GA 30309
Gamble John W Jr officer: Chief Financial Officer ONE LEXMARK CENTRE DR 740 WEST NEW CIRCLE RD LEXINGTON KY 40550
Koehler Bryson R officer: Chief Technology Officer 1550 PEACHTREE STREET NW ATLANTA GA 30309
Kelley John J Iii officer: Chief Legal Officer 1550 PEACHTREE STREET, NW ATLANTA GA 30309
Mcgregor Scott A director 5300 CALIFORNIA AVENUE IRVINE CA 92617
Wilson Heather H director 1550 PEACHTREE STREET NW ATLANTA 2Q 30309
Hough G. Thomas director P.O. BOX 407 LAKELAND FL 33802
Mckinley John A director C/O EQUIFAX INC 1550 PEACHTREE STREET NW ATLANTA GA 30309
Marcus Robert D director C/O TIME WARNER CABLE INC. 60 COLUMBUS CIRCLE, 17TH FLOOR NEW YORK NY 10023
Selander Robert W director MASTERCARD INTERNATIONAL 2000 PURCHASE STREET PURCHASE NY 10577

Equifax Headlines

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