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Trisura Group (TSX:TSU) Debt-to-EBITDA : 0.66 (As of Mar. 2025)


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What is Trisura Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trisura Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was C$23 Mil. Trisura Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was C$84 Mil. Trisura Group's annualized EBITDA for the quarter that ended in Mar. 2025 was C$162 Mil. Trisura Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 was 0.66.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Trisura Group's Debt-to-EBITDA or its related term are showing as below:

TSX:TSU' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.66   Med: 1.89   Max: 6.44
Current: 0.7

During the past 9 years, the highest Debt-to-EBITDA Ratio of Trisura Group was 6.44. The lowest was 0.66. And the median was 1.89.

TSX:TSU's Debt-to-EBITDA is ranked better than
63.9% of 313 companies
in the Insurance industry
Industry Median: 1.26 vs TSX:TSU: 0.70

Trisura Group Debt-to-EBITDA Historical Data

The historical data trend for Trisura Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trisura Group Debt-to-EBITDA Chart

Trisura Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 0.84 0.87 1.89 0.90 0.66

Trisura Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.71 0.55 1.00 0.66

Competitive Comparison of Trisura Group's Debt-to-EBITDA

For the Insurance - Specialty subindustry, Trisura Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trisura Group's Debt-to-EBITDA Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Trisura Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Trisura Group's Debt-to-EBITDA falls into.


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Trisura Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trisura Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(23.272 + 84.302) / 163.194
=0.66

Trisura Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(23.272 + 84.214) / 162.392
=0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2025) EBITDA data.


Trisura Group  (TSX:TSU) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Trisura Group Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Trisura Group's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Trisura Group Business Description

Traded in Other Exchanges
Address
333 Bay Street, Suite 1610, Box 22, Toronto, ON, CAN, M5H 2R2
Trisura Group Ltd is a Canadian-based company that engages in the provision of specialty insurance. The operating business segments are Trisura Specialty and Trisura US Programs. The operations of Trisura Specialty comprise Surety business underwritten in both Canada and the United States, and Risk Solutions, Fronting and Corporate Insurance products underwritten in Canada. Trisura US Programs provides specialty fronting insurance solutions underwritten in the United States.
Executives
Paul Joseph Gallagher Director
David James Clare Director, Senior Officer
Richard William Grant Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
David Charles Scotland Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Chris Yoshio Sekine Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Allison Kenworthy Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Robert Edward Taylor Director, Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Michael Beasley Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
George Myhal Director, Director or Senior Officer of 10% Security Holder
Anik Lanthier Director
Paul Rodney Kopecky Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Barton Walter Hedges Director
James Gabriel Doyle Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Brian Lawson Director or Senior Officer of 10% Security Holder
Eileen Marie Sweeney Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)

Trisura Group Headlines

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