STEL (Stellar Bancorp) Cash Flow for Dividends: $-29.8 Mil (TTM As of Mar. 2026)


STEL Stellar Bancorp Inc STEL
65 GF Score
Price $38.99
GF Value $27.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Stellar Bancorp Cash Flow for Dividends?

Stellar Bancorp STEL +0.05% 65 Cash Flow for Dividends is $-29.8 Mil as of Mar. 2026. GuruFocus rates STEL with a GF Score™ of 65/100 and a GF Value™ of $27.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Stellar Bancorp's cash flow for dividends for the three months ended in Mar. 2026 was $-7.8 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Mar. 2026 was $-29.8 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Stellar Bancorp's quarterly payment of dividends increased from Sep. 2025 ($-7.2 Mil) to Dec. 2025 ($-7.6 Mil) and increased from Dec. 2025 ($-7.6 Mil) to Mar. 2026 ($-7.8 Mil).

Stellar Bancorp's annual payment of dividends increased from Dec. 2023 ($-27.7 Mil) to Dec. 2024 ($-28.3 Mil) and increased from Dec. 2024 ($-28.3 Mil) to Dec. 2025 ($-29.3 Mil).

Stellar Bancorp Cash Flow for Dividends Related Terms

Stellar Bancorp Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for Stellar Bancorp's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stellar Bancorp Cash Flow for Dividends Chart

Stellar Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.70 -15.38 -27.70 -28.31 -29.30

Stellar Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.27 -7.21 -7.17 -7.65 -7.78
STEL
65GF Score
Stellar Bancorp Inc STEL
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
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Stellar Bancorp Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Cash Flow for Dividends for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-29.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of $-29.8 Mil mean?
Stellar Bancorp (STEL) has a Cash Flow for Dividends of $-29.8 Mil as of Mar. 2026. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Stellar Bancorp and its competitors.
Is Stellar Bancorp's Cash Flow for Dividends too high?
Stellar Bancorp's current Cash Flow for Dividends is $-29.8 Mil. Overall, Stellar Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stellar Bancorp's Cash Flow for Dividends compare to OFG and FCF?
Stellar Bancorp's Cash Flow for Dividends of $-29.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Stellar Bancorp and its competitors. Stellar Bancorp's current Cash Flow for Dividends is $-29.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stellar Bancorp (STEL) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.67, compared to a current price of $38.99 — trading 40.9% above its estimated fair value. The current Cash Flow for Dividends is $-29.8 Mil. Stellar Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Stellar Bancorp (STEL), the current Cash Flow for Dividends is $-29.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stellar Bancorp (STEL) Overvalued in 2026?

Based on GuruFocus' analysis, Stellar Bancorp stock appears to be overvalued. The current stock price of $38.99 is trading 40.9% above its estimated GF Value™ of $27.67. GuruFocus considers Stellar Bancorp to be Significantly Overvalued.

Key valuation signals for STEL:

  • Cash Flow for Dividends: $-29.8 Mil
  • GF Value™: $27.67 vs. price of $38.99 (40.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stellar Bancorp Business Description

Address 9 Greenway Plaza, Suite 110, Houston, TX, USA, 77046
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc. and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
65GF Score

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Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.99
Price
$27.67
GF Value