Indara Insurance PCL (BKK:INSURE) E10: ฿10.93 (As of Mar. 2026)


BKK:INSURE Indara Insurance PCL BKK:INSURE
58 GF Score
Price ฿53.25
GF Value ฿152.92
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Indara Insurance PCL E10?

Indara Insurance PCL BKK:INSURE 58 E10 is ฿10.93 as of Mar. 2026. GuruFocus rates BKK:INSURE with a GF Score™ of 58/100 and a GF Value™ of ฿152.92 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Indara Insurance PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was ฿-10.180. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ฿10.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Indara Insurance PCL's average E10 Growth Rate was -2.70% per year. During the past 3 years, the average E10 Growth Rate was 19.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Indara Insurance PCL was 19.00% per year. The lowest was -14.60% per year. And the median was 18.00% per year.

As of today (2026-06-29), Indara Insurance PCL's current stock price is ฿53.25. Indara Insurance PCL's E10 for the quarter that ended in Mar. 2026 was ฿10.93. Indara Insurance PCL's Shiller PE Ratio of today is 4.87.

During the past 13 years, the highest Shiller PE Ratio of Indara Insurance PCL was 63.83. The lowest was 4.87. And the median was 8.57.


Indara Insurance PCL  (BKK:INSURE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Indara Insurance PCL's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=53.25/10.93
=4.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Indara Insurance PCL was 63.83. The lowest was 4.87. And the median was 8.57.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Indara Insurance PCL E10 Related Terms


Indara Insurance PCL E10 Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL E10 Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.71 6.97 9.20 12.31 11.76

Indara Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.23 10.91 11.55 11.76 10.93

BKK:INSURE vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's Shiller PE Ratio falls into.


BKK:INSURE
58GF Score
Indara Insurance PCL BKK:INSURE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indara Insurance PCL E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Indara Insurance PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-10.18/330.2130*330.2130
=-10.180

Current CPI (Mar. 2026) = 330.2130.

Indara Insurance PCL Quarterly Data

per share eps CPI Adj_EPS
201606 -0.067 241.018 -0.092
201609 -0.798 241.428 -1.091
201612 1.374 241.432 1.879
201703 0.279 243.801 0.378
201706 -0.702 244.955 -0.946
201709 -0.384 246.819 -0.514
201712 1.701 246.524 2.278
201803 -0.788 249.554 -1.043
201806 -0.269 251.989 -0.353
201809 -0.923 252.439 -1.207
201812 -2.656 251.233 -3.491
201903 -0.346 254.202 -0.449
201906 0.404 256.143 0.521
201909 -0.038 256.759 -0.049
201912 -0.356 256.974 -0.457
202003 -2.335 258.115 -2.987
202006 0.654 257.797 0.838
202009 -0.596 260.280 -0.756
202012 0.173 260.474 0.219
202103 -0.500 264.877 -0.623
202106 0.001 271.696 0.001
202109 0.586 274.310 0.705
202112 1.269 278.802 1.503
202203 57.482 287.504 66.021
202206 10.370 296.311 11.556
202209 3.489 296.808 3.882
202212 -3.786 296.797 -4.212
202303 6.679 301.836 7.307
202306 2.330 305.109 2.522
202309 5.210 307.789 5.590
202312 5.040 306.746 5.426
202403 21.110 312.332 22.319
202406 -4.720 314.175 -4.961
202409 5.790 315.301 6.064
202412 1.900 315.605 1.988
202503 -10.590 319.799 -10.935
202506 2.960 322.561 3.030
202509 8.240 324.800 8.377
202512 1.237 324.054 1.261
202603 -10.180 330.213 -10.180

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ฿10.93 mean?
Indara Insurance PCL (BKK:INSURE) has a E10 of ฿10.93 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Indara Insurance PCL and its competitors.
Is Indara Insurance PCL's E10 too high?
Indara Insurance PCL's current E10 is ฿10.93. Overall, Indara Insurance PCL has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's E10 compare to CB and PGR?
Indara Insurance PCL's E10 of ฿10.93 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Indara Insurance PCL and its competitors. Indara Insurance PCL's current E10 is ฿10.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.92, compared to a current price of ฿53.25 — trading 65.2% below its estimated fair value. The current E10 is ฿10.93. Indara Insurance PCL's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current E10 is ฿10.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿53.25 is trading 65.2% below its estimated GF Value™ of ฿152.92. GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.

Key valuation signals for BKK:INSURE:

  • E10: ฿10.93
  • GF Value™: ฿152.92 vs. price of ฿53.25 (65.2% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
58GF Score

Get the complete analysis for BKK:INSURE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿53.25
Price
฿152.92
GF Value