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Indara Insurance PCLBKK:INSURE -0.49%52 PS Ratio is 0.11 as of Jul. 15, 2026, which is 86% below its 10-year median of 0.78. GuruFocus rates BKK:INSURE with a GF Score™ of 52/100 and a GF Value™ of ฿152.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Indara Insurance PCL ranks better than 98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Indara Insurance PCL's share price is ฿51.00.
Indara Insurance PCL's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ฿444.78. Hence, Indara Insurance PCL's PS Ratio for today is 0.11.
Good Sign:
Indara Insurance PCL stock PS Ratio (=0.12) is close to 10-year low of 0.12.
The historical rank and industry rank for Indara Insurance PCL's PS Ratio or its related term are showing as below:
BKK:INSURE'
s PS Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.78 Max: 2.8
Current: 0.12
During the past 13 years, Indara Insurance PCL's highest PS Ratio was 2.80. The lowest was 0.12. And the median was 0.78.
BKK:INSURE's PS Ratio is ranked better than 98% of 501
companies
in the Insurance industry
Industry Median: 1.16
vs BKK:INSURE: 0.12
Indara Insurance PCL revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Indara Insurance PCL was 69.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -1.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 61.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 22.50% per year.
During the past 13 years, Indara Insurance PCL's highest 3-Year average Revenue per Share Growth Rate was 111.30% per year. The lowest was -15.90% per year. And the median was 11.60% per year.
Back to Basics: PS Ratio
Indara Insurance PCL (BKK:INSURE) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Indara Insurance PCL PS Ratio Related Terms
Indara Insurance PCL PS Ratio Historical Data
* Premium members only.
The historical data trend for Indara Insurance PCL's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indara Insurance PCL PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Indara Insurance PCL's PS Ratio distribution charts can be found below:
* The bar in red indicates where Indara Insurance PCL's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Indara Insurance PCL's Share Price of today is ฿51.00. Indara Insurance PCL's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿444.78.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Indara Insurance PCL (BKK:INSURE) has a PS Ratio of 0.11 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Indara Insurance PCL and its competitors. This is 86% below median its historical median of 0.78. Over the past decade, Indara Insurance PCL's PS Ratio has ranged from 0.12 to 2.80. According to the industry distribution chart, Indara Insurance PCL ranks #10 out of 501 companies in the Insurance industry, placing it in the top 2%.
Is Indara Insurance PCL's PS Ratio too high?
Indara Insurance PCL's current PS Ratio of 0.11 is 86% below median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.80. The Insurance industry median PS Ratio is 1.16. Indara Insurance PCL's value of 0.11 is 90.5% below this industry median. Based on the distribution chart, Indara Insurance PCL ranks #10 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #10 out of 501 companies for PS Ratio. This places Indara Insurance PCL in the top 2% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. Indara Insurance PCL's value of 0.11 is 90.5% below this benchmark. Historically, Indara Insurance PCL's own PS Ratio has ranged from 0.12 to 2.80 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.16, Indara Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indara Insurance PCL's current PS Ratio of 0.11 is 90.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current PS Ratio is 0.11, which is 86% below median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.78, compared to a current price of ฿51.00 — trading 66.6% below its estimated fair value. The current PS Ratio is 0.11, which is 86% below median its 10-year median of 0.78 and 90.5% below the Insurance industry median of 1.16. Indara Insurance PCL's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current PS Ratio is 0.11 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?
Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued.
The current stock price of ฿51.00 is trading 66.6% below its estimated GF Value™ of ฿152.78.
GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.
Key valuation signals for BKK:INSURE:
PS Ratio: 0.11 (86% below median its 10-year median of 0.78)
GF Value™: ฿152.78 vs. price of ฿51.00 (66.6% below fair value)
Industry Position: 90.5% below the Insurance median (#10 of 501)
No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
52GF Score
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