Indara Insurance PCL (BKK:INSURE) Pretax Margin %: -15.71% (As of Mar. 2026)


BKK:INSURE Indara Insurance PCL BKK:INSURE
59 GF Score
Price ฿52.00
GF Value ฿152.87
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Indara Insurance PCL Pretax Margin %?

Indara Insurance PCL BKK:INSURE +0.48% 59 Pretax Margin % is -15.71% as of Mar. 2026. GuruFocus rates BKK:INSURE with a GF Score™ of 59/100 and a GF Value™ of ฿152.87 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Indara Insurance PCL ranks worse than 90.67% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Indara Insurance PCL's Pre-Tax Income for the three months ended in Mar. 2026 was ฿-139 Mil. Indara Insurance PCL's Revenue for the three months ended in Mar. 2026 was ฿886 Mil. Therefore, Indara Insurance PCL's pretax margin for the quarter that ended in Mar. 2026 was -15.71%.

The historical rank and industry rank for Indara Insurance PCL's Pretax Margin % or its related term are showing as below:

BKK:INSURE' s Pretax Margin % Range Over the Past 10 Years
Min: -10.96   Med: 1.89   Max: 23.05
Current: 0.18


BKK:INSURE's Pretax Margin % is ranked worse than
90.67% of 504 companies
in the Insurance industry
Industry Median: 11.98 vs BKK:INSURE: 0.18

Indara Insurance PCL  (BKK:INSURE) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Indara Insurance PCL Pretax Margin % Related Terms


Indara Insurance PCL Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL Pretax Margin % Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.92 23.05 9.02 12.78 0.35

Indara Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.14 2.01 5.59 0.70 -15.71

BKK:INSURE vs CB, PGR, TRV: Pretax Margin % Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's Pretax Margin % falls into.


BKK:INSURE
59GF Score
Indara Insurance PCL BKK:INSURE
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indara Insurance PCL Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Indara Insurance PCL's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12.036/3390.6
=0.35 %

Indara Insurance PCL's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-139.236/886.37
=-15.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -15.71% mean?
Indara Insurance PCL (BKK:INSURE) has a Pretax Margin % of -15.71% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Indara Insurance PCL and its competitors. According to the industry distribution chart, Indara Insurance PCL ranks #457 out of 504 companies in the Insurance industry, placing it in the top 90.7%.
Is Indara Insurance PCL's Pretax Margin % too high?
Indara Insurance PCL's current Pretax Margin % is -15.71%. Based on the distribution chart, Indara Insurance PCL ranks #457 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #457 out of 504 companies for Pretax Margin %. This places Indara Insurance PCL in the lower half of its industry. The industry median Pretax Margin % is 11.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current Pretax Margin % is -15.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.87, compared to a current price of ฿52.00 — trading 66% below its estimated fair value. The current Pretax Margin % is -15.71%. Indara Insurance PCL's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current Pretax Margin % is -15.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿52.00 is trading 66% below its estimated GF Value™ of ฿152.87. GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.

Key valuation signals for BKK:INSURE:

  • Pretax Margin %: -15.71%
  • GF Value™: ฿152.87 vs. price of ฿52.00 (66% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
59GF Score

Get the complete analysis for BKK:INSURE

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿52.00
Price
฿152.87
GF Value