Indara Insurance PCL (BKK:INSURE) OCF Margin %: -56.94% (As of Mar. 2026)


BKK:INSURE Indara Insurance PCL BKK:INSURE
59 GF Score
Price ฿53.25
GF Value ฿152.94
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Indara Insurance PCL OCF Margin %?

Indara Insurance PCL BKK:INSURE 59 OCF Margin % is -56.94% as of Mar. 2026. GuruFocus rates BKK:INSURE with a GF Score™ of 59/100 and a GF Value™ of ฿152.94 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, Indara Insurance PCL ranks worse than 71.71% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Indara Insurance PCL's Cash Flow from Operations for the three months ended in Mar. 2026 was ฿-505 Mil. Indara Insurance PCL's Revenue for the three months ended in Mar. 2026 was ฿886 Mil. Therefore, Indara Insurance PCL's OCF Margin % for the quarter that ended in Mar. 2026 was -56.94%.

As of today, Indara Insurance PCL's current OCF Yield % is 29.12%.

The historical rank and industry rank for Indara Insurance PCL's OCF Margin % or its related term are showing as below:

BKK:INSURE' s OCF Margin % Range Over the Past 10 Years
Min: -51.3   Med: 0.46   Max: 11.2
Current: 3.53


During the past 13 years, the highest OCF Margin % of Indara Insurance PCL was 11.20%. The lowest was -51.30%. And the median was 0.46%.

BKK:INSURE's OCF Margin % is ranked worse than
71.71% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs BKK:INSURE: 3.53


Indara Insurance PCL OCF Margin % Related Terms


Indara Insurance PCL OCF Margin % Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL OCF Margin % Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.41 -51.30 -19.31 -25.43 10.91

Indara Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -47.61 15.40 -3.27 53.05 -56.94

BKK:INSURE vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's OCF Margin % falls into.


BKK:INSURE
59GF Score
Indara Insurance PCL BKK:INSURE
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indara Insurance PCL OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Indara Insurance PCL's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=370/3390.6
=10.91 %

Indara Insurance PCL's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-504.672/886.37
=-56.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -56.94% mean?
Indara Insurance PCL (BKK:INSURE) has a OCF Margin % of -56.94% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Indara Insurance PCL and its competitors. According to the industry distribution chart, Indara Insurance PCL ranks #360 out of 502 companies in the Insurance industry, placing it in the top 71.7%.
Is Indara Insurance PCL's OCF Margin % too high?
Indara Insurance PCL's current OCF Margin % is -56.94%. Based on the distribution chart, Indara Insurance PCL ranks #360 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Indara Insurance PCL has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #360 out of 502 companies for OCF Margin %. This places Indara Insurance PCL in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current OCF Margin % is -56.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.94, compared to a current price of ฿53.25 — trading 65.2% below its estimated fair value. The current OCF Margin % is -56.94%. Indara Insurance PCL's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current OCF Margin % is -56.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿53.25 is trading 65.2% below its estimated GF Value™ of ฿152.94. GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.

Key valuation signals for BKK:INSURE:

  • OCF Margin %: -56.94%
  • GF Value™: ฿152.94 vs. price of ฿53.25 (65.2% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
59GF Score

Get the complete analysis for BKK:INSURE

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿53.25
Price
฿152.94
GF Value