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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Indara Insurance PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿-489 Mil. Indara Insurance PCL's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ฿1,451 Mil. Therefore, Indara Insurance PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -33.68%.
The historical rank and industry rank for Indara Insurance PCL's Return-on-Tangible-Equity or its related term are showing as below:
BKK:INSURE'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -23.71 Med: 3.86 Max: 128.88
Current: 1.85
During the past 13 years, Indara Insurance PCL's highest Return-on-Tangible-Equity was 128.88%. The lowest was -23.71%. And the median was 3.86%.
BKK:INSURE's Return-on-Tangible-Equity is ranked worse than 89.34% of 497
companies
in the Insurance industry
Industry Median: 13.32
vs BKK:INSURE: 1.85
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Indara Insurance PCL Return-on-Tangible-Equity Related Terms
Indara Insurance PCL Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Indara Insurance PCL's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:INSURE vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indara Insurance PCL Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Indara Insurance PCL's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Indara Insurance PCL's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -33.68% mean?
Indara Insurance PCL (BKK:INSURE) has a Return-on-Tangible-Equity of -33.68% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Indara Insurance PCL and its competitors. According to the industry distribution chart, Indara Insurance PCL ranks #444 out of 497 companies in the Insurance industry, placing it in the top 89.3%.
Is Indara Insurance PCL's Return-on-Tangible-Equity too high?
Indara Insurance PCL's current Return-on-Tangible-Equity is -33.68%. Based on the distribution chart, Indara Insurance PCL ranks #444 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #444 out of 497 companies for Return-on-Tangible-Equity. This places Indara Insurance PCL in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current Return-on-Tangible-Equity is -33.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.78, compared to a current price of ฿51.00 — trading 66.6% below its estimated fair value. The current Return-on-Tangible-Equity is -33.68%. Indara Insurance PCL's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current Return-on-Tangible-Equity is -33.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?
Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued.
The current stock price of ฿51.00 is trading 66.6% below its estimated GF Value™ of ฿152.78.
GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.
Key valuation signals for BKK:INSURE:
Return-on-Tangible-Equity: -33.68%
GF Value™: ฿152.78 vs. price of ฿51.00 (66.6% below fair value)
No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
52GF Score
Get the complete analysis for BKK:INSURE
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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