Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Indara Insurance PCL's
EBIT
for the
three
months ended in Mar. 2026 was ฿-139 Mil. Indara Insurance PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Indara Insurance PCL's Interest Coverage or its related term are showing as below:
BKK:INSURE'
s Interest Coverage Range Over the Past 10 Years
Min: 0.17 Med: 1123.64 Max: No Debt
Current: 0.17
BKK:INSURE's Interest Coverage is ranked worse than 100% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs BKK:INSURE: 0.17
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Indara Insurance PCL Interest Coverage Related Terms
Indara Insurance PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Indara Insurance PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:INSURE vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indara Insurance PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Indara Insurance PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Indara Insurance PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Indara Insurance PCL did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Indara Insurance PCL (BKK:INSURE) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indara Insurance PCL and its competitors. Over the past decade, Indara Insurance PCL's Interest Coverage has ranged from 0.17 to 10,000.00. According to the industry distribution chart, Indara Insurance PCL ranks #353 out of 353 companies in the Insurance industry.
Is Indara Insurance PCL's Interest Coverage too high?
Indara Insurance PCL's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 10,000.00. Based on the distribution chart, Indara Insurance PCL ranks #353 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #353 out of 353 companies for Interest Coverage. This places Indara Insurance PCL in the lower half of its industry. The industry median Interest Coverage is 16.26. Historically, Indara Insurance PCL's own Interest Coverage has ranged from 0.17 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.92, compared to a current price of ฿51.25 — trading 66.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Indara Insurance PCL's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?
Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued.
The current stock price of ฿51.25 is trading 66.5% below its estimated GF Value™ of ฿152.92.
GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.
Key valuation signals for BKK:INSURE:
Interest Coverage: 0 (At Loss)
GF Value™: ฿152.92 vs. price of ฿51.25 (66.5% below fair value)
No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
58GF Score
Get the complete analysis for BKK:INSURE
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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