BPRN (Princeton Bancorp) E10: $3.06 (As of Mar. 2026)


BPRN Princeton Bancorp Inc BPRN
65 GF Score
Price $37.90
GF Value $34.80
Valuation Fairly Valued
! 3 Warning Signs
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What is Princeton Bancorp E10?

Princeton Bancorp BPRN +1.61% 65 E10 is $3.06 as of Mar. 2026. GuruFocus rates BPRN with a GF Score™ of 65/100 and a GF Value™ of $34.80 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Princeton Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.910. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.06 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-27), Princeton Bancorp's current stock price is $37.90. Princeton Bancorp's E10 for the quarter that ended in Mar. 2026 was $3.06. Princeton Bancorp's Shiller PE Ratio of today is 12.39.

During the past 11 years, the highest Shiller PE Ratio of Princeton Bancorp was 12.53. The lowest was 10.04. And the median was 11.52.


Princeton Bancorp  (NAS:BPRN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Princeton Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=37.90/3.06
=12.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Princeton Bancorp was 12.53. The lowest was 10.04. And the median was 11.52.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Princeton Bancorp E10 Related Terms


Princeton Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Princeton Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Princeton Bancorp E10 Chart

Princeton Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.99

Princeton Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.98 2.99 3.06

BPRN vs LCNB, FXNC, HWBK: E10 Comparison

For the Banks - Regional subindustry, Princeton Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Princeton Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Princeton Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Princeton Bancorp's Shiller PE Ratio falls into.


BPRN
65GF Score
Princeton Bancorp Inc BPRN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Princeton Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Princeton Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.91/330.2130*330.2130
=0.910

Current CPI (Mar. 2026) = 330.2130.

Princeton Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.600 241.018 0.822
201609 0.600 241.428 0.821
201612 0.600 241.432 0.821
201703 0.610 243.801 0.826
201706 0.600 244.955 0.809
201709 0.510 246.819 0.682
201712 0.190 246.524 0.255
201803 0.520 249.554 0.688
201806 0.530 251.989 0.695
201809 0.540 252.439 0.706
201812 0.550 251.233 0.723
201903 0.030 254.202 0.039
201906 0.410 256.143 0.529
201909 0.540 256.759 0.694
201912 0.490 256.974 0.630
202003 0.440 258.115 0.563
202006 0.450 257.797 0.576
202009 0.520 260.280 0.660
202012 0.600 260.474 0.761
202103 0.700 264.877 0.873
202106 0.800 271.696 0.972
202109 0.880 274.310 1.059
202112 0.920 278.802 1.090
202203 0.910 287.504 1.045
202206 0.980 296.311 1.092
202209 1.090 296.808 1.213
202212 1.130 296.797 1.257
202303 0.950 301.836 1.039
202306 1.070 305.109 1.158
202309 1.190 307.789 1.277
202312 0.820 306.746 0.883
202403 0.680 312.332 0.719
202406 0.800 314.175 0.841
202409 -0.680 315.301 -0.712
202412 0.750 315.605 0.785
202503 0.770 319.799 0.795
202506 0.100 322.561 0.102
202509 0.950 324.800 0.966
202512 0.900 324.054 0.917
202603 0.910 330.213 0.910

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $3.06 mean?
Princeton Bancorp (BPRN) has a E10 of $3.06 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Princeton Bancorp and its competitors.
Is Princeton Bancorp's E10 too high?
Princeton Bancorp's current E10 is $3.06. Overall, Princeton Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Princeton Bancorp's E10 compare to LCNB and FXNC?
Princeton Bancorp's E10 of $3.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Princeton Bancorp and its competitors. Princeton Bancorp's current E10 is $3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Princeton Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Princeton Bancorp (BPRN) is currently considered Fairly Valued. The stock's GF Value™ is $34.80, compared to a current price of $37.90 — trading 8.9% above its estimated fair value. The current E10 is $3.06. Princeton Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Princeton Bancorp (BPRN), the current E10 is $3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Princeton Bancorp (BPRN) Overvalued in 2026?

Based on GuruFocus' analysis, Princeton Bancorp stock appears to be overvalued. The current stock price of $37.90 is trading 8.9% above its estimated GF Value™ of $34.80. GuruFocus considers Princeton Bancorp to be Fairly Valued.

Key valuation signals for BPRN:

  • E10: $3.06
  • GF Value™: $34.80 vs. price of $37.90 (8.9% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BPRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Princeton Bancorp Business Description

Address 183 Bayard Lane, Princeton, NJ, USA, 08540
Princeton Bancorp Inc is a full-service financial institution providing personal and business banking services, including checking and savings accounts, as well as a range of lending products such as residential, commercial, construction, and consumer loans, including home equity loans and lines of credit. The Bank operates branches and conducts loan origination activities in areas of the New York City metropolitan area. Its loan portfolio is segmented into commercial real estate (including owner-occupied, non-owner-occupied, and multi-family properties), construction loans (mainly for residential developments), commercial and industrial loans (for business purposes), residential real estate loans (secured by one-to-four family properties), and consumer/HELOC loans.
65GF Score

Get the complete analysis for BPRN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.90
Price
$34.80
GF Value