Princeton BancorpBPRN -2.39%65 5-Year Yield-on-Cost % is 10.89 as of Jul. 08, 2026, which is 23% above its 10-year median of 8.82. GuruFocus rates BPRN with a GF Score™ of 65/100 and a GF Value™ of $34.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,254 Banks companies, Princeton Bancorp ranks better than 88.6% on this metric.
Princeton Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 10.89.
The historical rank and industry rank for Princeton Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
BPRN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.27 Med: 8.82 Max: 12.98
Current: 10.89
During the past 11 years, Princeton Bancorp's highest Yield on Cost was 12.98. The lowest was 0.27. And the median was 8.82.
BPRN's 5-Year Yield-on-Cost % is ranked better than 88.6% of 1254
companies
in the Banks industry
Industry Median: 3.905
vs BPRN: 10.89
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Princeton Bancorp 5-Year Yield-on-Cost % Related Terms
BPRN vs CBNA, LCNB, FFBB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Princeton Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Princeton Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Princeton Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Princeton Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Princeton Bancorp (BPRN) has a 5-Year Yield-on-Cost % of 10.89 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Princeton Bancorp and its competitors. This is 23% above median its historical median of 8.82. Over the past decade, Princeton Bancorp's 5-Year Yield-on-Cost % has ranged from 0.27 to 12.98. According to the industry distribution chart, Princeton Bancorp ranks #143 out of 1254 companies in the Banks industry, placing it in the top 11.4%.
Is Princeton Bancorp's 5-Year Yield-on-Cost % too high?
Princeton Bancorp's current 5-Year Yield-on-Cost % of 10.89 is 23% above median its 10-year median of 8.82. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 12.98. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Princeton Bancorp's value of 10.89 is 178.9% above this industry median. Based on the distribution chart, Princeton Bancorp ranks #143 out of 1254 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Princeton Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Princeton Bancorp's 5-Year Yield-on-Cost % compare to CBNA and LCNB?
According to the Banks industry distribution chart, Princeton Bancorp ranks #143 out of 1254 companies for 5-Year Yield-on-Cost %. This places Princeton Bancorp in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.91. Princeton Bancorp's value of 10.89 is 178.9% above this benchmark. Historically, Princeton Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.27 to 12.98 over the past decade. While the company's 10-year median is 8.82 vs. the industry median of 3.91, Princeton Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Princeton Bancorp's current 5-Year Yield-on-Cost % of 10.89 is 178.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Princeton Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Princeton Bancorp's current 5-Year Yield-on-Cost % is 10.89, which is 23% above median its own 10-year median of 8.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Princeton Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Princeton Bancorp (BPRN) is currently considered Fairly Valued. The stock's GF Value™ is $34.16, compared to a current price of $37.16 — trading 8.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 10.89, which is 23% above median its 10-year median of 8.82 and 178.9% above the Banks industry median of 3.91. Princeton Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Princeton Bancorp (BPRN), the current 5-Year Yield-on-Cost % is 10.89 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Princeton Bancorp (BPRN) Overvalued in 2026?
Based on GuruFocus' analysis, Princeton Bancorp stock appears to be overvalued.
The current stock price of $37.16 is trading 8.8% above its estimated GF Value™ of $34.16.
GuruFocus considers Princeton Bancorp to be Fairly Valued.
Key valuation signals for BPRN:
5-Year Yield-on-Cost %: 10.89 (23% above median its 10-year median of 8.82)
GF Value™: $34.16 vs. price of $37.16 (8.8% above fair value)
Industry Position: 178.9% above the Banks median (#143 of 1254)
No single metric tells the full story. See the BPRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Princeton Bancorp Inc is a full-service financial institution providing personal and business banking services, including checking and savings accounts, as well as a range of lending products such as residential, commercial, construction, and consumer loans, including home equity loans and lines of credit. The Bank operates branches and conducts loan origination activities in areas of the New York City metropolitan area. Its loan portfolio is segmented into commercial real estate (including owner-occupied, non-owner-occupied, and multi-family properties), construction loans (mainly for residential developments), commercial and industrial loans (for business purposes), residential real estate loans (secured by one-to-four family properties), and consumer/HELOC loans.
65GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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