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Princeton BancorpBPRN +1.69%65 EV-to-OCF is 10.73 as of Aug. 12, 2026, which is 2% below its 10-year median of 10.93. GuruFocus rates BPRN with a GF Score™ of 65/100 and a GF Value™ of $35.79 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, Princeton Bancorp ranks worse than 72.14% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Princeton Bancorp's Enterprise Value is $267.31 Mil.
Princeton Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $24.92 Mil. Therefore, Princeton Bancorp's EV-to-OCF for today is 10.73.
The historical rank and industry rank for Princeton Bancorp's EV-to-OCF or its related term are showing as below:
BPRN'
s EV-to-OCF Range Over the Past 10 Years
Min: 5.23 Med: 10.93 Max: 25.09
Current: 10.73
During the past 11 years, the highest EV-to-OCF of Princeton Bancorp was 25.09. The lowest was 5.23. And the median was 10.93.
BPRN's EV-to-OCF is ranked worse than 72.14% of 1497
companies
in the Banks industry
Industry Median: 3.99
vs BPRN: 10.73
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Princeton Bancorp's PE Ratio (TTM) for today is calculated as:
Princeton Bancorp's share price for today is $43.23.
Princeton Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.800.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Princeton Bancorp EV-to-OCF Related Terms
Princeton Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Princeton Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Princeton Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Princeton Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Princeton Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Princeton Bancorp's EV-to-OCF falls into.
Princeton Bancorp's current Enterprise Value is $267.31 Mil.
Princeton Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.92 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Princeton Bancorp (BPRN) has a EV-to-OCF of 10.73 as of Aug. 12, 2026. This is near median its historical median of 10.93. Over the past decade, Princeton Bancorp's EV-to-OCF has ranged from 5.23 to 25.09. According to the industry distribution chart, Princeton Bancorp ranks #1080 out of 1497 companies in the Banks industry, placing it in the top 72.1%.
Is Princeton Bancorp's EV-to-OCF too high?
Princeton Bancorp's current EV-to-OCF of 10.73 is near median its 10-year median of 10.93. Over the past 10 years, this metric has ranged from a low of 5.23 to a high of 25.09. The Banks industry median EV-to-OCF is 3.99. Princeton Bancorp's value of 10.73 is 168.9% above this industry median. Based on the distribution chart, Princeton Bancorp ranks #1080 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Princeton Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Princeton Bancorp's EV-to-OCF compare to FRAF and EXSR?
According to the Banks industry distribution chart, Princeton Bancorp ranks #1080 out of 1497 companies for EV-to-OCF. This places Princeton Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.99. Princeton Bancorp's value of 10.73 is 168.9% above this benchmark. Historically, Princeton Bancorp's own EV-to-OCF has ranged from 5.23 to 25.09 over the past decade. While the company's 10-year median is 10.93 vs. the industry median of 3.99, Princeton Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Princeton Bancorp's current EV-to-OCF of 10.73 is 168.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Princeton Bancorp's current EV-to-OCF is 10.73, which is near median its own 10-year median of 10.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Princeton Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Princeton Bancorp (BPRN) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.79, compared to a current price of $43.23 — trading 20.8% above its estimated fair value. The current EV-to-OCF is 10.73, which is near median its 10-year median of 10.93 and 168.9% above the Banks industry median of 3.99. Princeton Bancorp's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Princeton Bancorp (BPRN), the current EV-to-OCF is 10.73 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Princeton Bancorp (BPRN) Overvalued in 2026?
Based on GuruFocus' analysis, Princeton Bancorp stock appears to be overvalued.
The current stock price of $43.23 is trading 20.8% above its estimated GF Value™ of $35.79.
GuruFocus considers Princeton Bancorp to be Modestly Overvalued.
Key valuation signals for BPRN:
EV-to-OCF: 10.73 (near median its 10-year median of 10.93)
GF Value™: $35.79 vs. price of $43.23 (20.8% above fair value)
Industry Position: 168.9% above the Banks median (#1080 of 1497)
No single metric tells the full story. See the BPRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Princeton Bancorp Inc is a full-service financial institution providing personal and business banking services, including checking and savings accounts, as well as a range of lending products such as residential, commercial, construction, and consumer loans, including home equity loans and lines of credit. The Bank operates branches and conducts loan origination activities in areas of the New York City metropolitan area. Its loan portfolio is segmented into commercial real estate (including owner-occupied, non-owner-occupied, and multi-family properties), construction loans (mainly for residential developments), commercial and industrial loans (for business purposes), residential real estate loans (secured by one-to-four family properties), and consumer/HELOC loans.
65GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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