BPRN (Princeton Bancorp) Cyclically Adjusted Book per Share: $37.63 (As of Mar. 2026)


BPRN Princeton Bancorp Inc BPRN
65 GF Score
Price $37.90
GF Value $34.80
Valuation Fairly Valued
! 3 Warning Signs
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What is Princeton Bancorp Cyclically Adjusted Book per Share?

Princeton Bancorp BPRN +1.61% 65 Cyclically Adjusted Book per Share is $37.63 as of Mar. 2026. GuruFocus rates BPRN with a GF Score™ of 65/100 and a GF Value™ of $34.80 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Princeton Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was $40.259. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $37.63 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-29), Princeton Bancorp's current stock price is $37.90. Princeton Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $37.63. Princeton Bancorp's Cyclically Adjusted PB Ratio of today is 1.01.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Princeton Bancorp was 1.02. The lowest was 0.82. And the median was 0.94.


Princeton Bancorp  (NAS:BPRN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Princeton Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=37.90/37.63
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Princeton Bancorp was 1.02. The lowest was 0.82. And the median was 0.94.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Princeton Bancorp Cyclically Adjusted Book per Share Related Terms


Princeton Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Princeton Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Princeton Bancorp Cyclically Adjusted Book per Share Chart

Princeton Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 36.86

Princeton Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 36.58 36.86 37.63

BPRN vs CBNA, LCNB, FFBB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Princeton Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Princeton Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Princeton Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Princeton Bancorp's Cyclically Adjusted PB Ratio falls into.


BPRN
65GF Score
Princeton Bancorp Inc BPRN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Princeton Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Princeton Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=40.259/330.2130*330.2130
=40.259

Current CPI (Mar. 2026) = 330.2130.

Princeton Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 22.013 241.432 30.108
201703 22.590 243.801 30.597
201706 23.147 244.955 31.203
201709 25.468 246.819 34.073
201712 25.690 246.524 34.411
201803 26.002 249.554 34.406
201806 26.500 251.989 34.726
201809 27.006 252.439 35.326
201812 27.692 251.233 36.398
201903 27.641 254.202 35.906
201906 28.078 256.143 36.197
201909 28.606 256.759 36.790
201912 28.979 256.974 37.238
202003 29.392 258.115 37.602
202006 29.850 257.797 38.235
202009 30.263 260.280 38.394
202012 30.754 260.474 38.988
202103 31.239 264.877 38.945
202106 31.346 271.696 38.097
202109 32.658 274.310 39.314
202112 33.423 278.802 39.586
202203 33.465 287.504 38.436
202206 33.751 296.311 37.613
202209 33.997 296.808 37.823
202212 35.159 296.797 39.118
202303 35.975 301.836 39.357
202306 36.455 305.109 39.454
202309 36.864 307.789 39.550
202312 38.135 306.746 41.052
202403 38.261 312.332 40.451
202406 38.558 314.175 40.526
202409 38.181 315.301 39.987
202412 38.071 315.605 39.833
202503 38.560 319.799 39.816
202506 38.488 322.561 39.401
202509 39.363 324.800 40.019
202512 40.011 324.054 40.771
202603 40.259 330.213 40.259

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $37.63 mean?
Princeton Bancorp (BPRN) has a Cyclically Adjusted Book per Share of $37.63 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Princeton Bancorp and its competitors.
Is Princeton Bancorp's Cyclically Adjusted Book per Share too high?
Princeton Bancorp's current Cyclically Adjusted Book per Share is $37.63. Overall, Princeton Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Princeton Bancorp's Cyclically Adjusted Book per Share compare to CBNA and LCNB?
Princeton Bancorp's Cyclically Adjusted Book per Share of $37.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Princeton Bancorp and its competitors. Princeton Bancorp's current Cyclically Adjusted Book per Share is $37.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Princeton Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Princeton Bancorp (BPRN) is currently considered Fairly Valued. The stock's GF Value™ is $34.80, compared to a current price of $37.90 — trading 8.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is $37.63. Princeton Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Princeton Bancorp (BPRN), the current Cyclically Adjusted Book per Share is $37.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Princeton Bancorp (BPRN) Overvalued in 2026?

Based on GuruFocus' analysis, Princeton Bancorp stock appears to be overvalued. The current stock price of $37.90 is trading 8.9% above its estimated GF Value™ of $34.80. GuruFocus considers Princeton Bancorp to be Fairly Valued.

Key valuation signals for BPRN:

  • Cyclically Adjusted Book per Share: $37.63
  • GF Value™: $34.80 vs. price of $37.90 (8.9% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BPRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Princeton Bancorp Business Description

Address 183 Bayard Lane, Princeton, NJ, USA, 08540
Princeton Bancorp Inc is a full-service financial institution providing personal and business banking services, including checking and savings accounts, as well as a range of lending products such as residential, commercial, construction, and consumer loans, including home equity loans and lines of credit. The Bank operates branches and conducts loan origination activities in areas of the New York City metropolitan area. Its loan portfolio is segmented into commercial real estate (including owner-occupied, non-owner-occupied, and multi-family properties), construction loans (mainly for residential developments), commercial and industrial loans (for business purposes), residential real estate loans (secured by one-to-four family properties), and consumer/HELOC loans.
65GF Score

Get the complete analysis for BPRN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.90
Price
$34.80
GF Value