BPRN (Princeton Bancorp) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


BPRN Princeton Bancorp Inc BPRN
65 GF Score
Price $37.90
GF Value $34.80
Valuation Fairly Valued
! 3 Warning Signs
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What is Princeton Bancorp Scaled Net Operating Assets?

Princeton Bancorp BPRN +1.61% 65 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates BPRN with a GF Score™ of 65/100 and a GF Value™ of $34.80 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Princeton Bancorp's operating assets for the quarter that ended in Mar. 2026 was $2,018.79 Mil. Princeton Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $1,958.87 Mil. Princeton Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $2,285.15 Mil. Therefore, Princeton Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

BPRN
65GF Score
Princeton Bancorp Inc BPRN
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Princeton Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Princeton Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2248.8-1993.241)/2340.233
=0.11

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2285.147 - 36.347
=2248.8

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2014.435 - 21.194 - 0
=1993.241

Princeton Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2018.794-1958.87)/2285.147
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2253.767 - 234.973
=2018.794

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1980.168 - 21.298 - 0
=1958.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Princeton Bancorp (BPRN) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Princeton Bancorp and its competitors.
Is Princeton Bancorp's Scaled Net Operating Assets too high?
Princeton Bancorp's current Scaled Net Operating Assets is 0.03. Overall, Princeton Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Princeton Bancorp's Scaled Net Operating Assets compare to LCNB and FXNC?
Princeton Bancorp's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Princeton Bancorp and its competitors. Princeton Bancorp's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Princeton Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Princeton Bancorp (BPRN) is currently considered Fairly Valued. The stock's GF Value™ is $34.80, compared to a current price of $37.90 — trading 8.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Princeton Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Princeton Bancorp (BPRN), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Princeton Bancorp (BPRN) Overvalued in 2026?

Based on GuruFocus' analysis, Princeton Bancorp stock appears to be overvalued. The current stock price of $37.90 is trading 8.9% above its estimated GF Value™ of $34.80. GuruFocus considers Princeton Bancorp to be Fairly Valued.

Key valuation signals for BPRN:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: $34.80 vs. price of $37.90 (8.9% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BPRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Princeton Bancorp Business Description

Address 183 Bayard Lane, Princeton, NJ, USA, 08540
Princeton Bancorp Inc is a full-service financial institution providing personal and business banking services, including checking and savings accounts, as well as a range of lending products such as residential, commercial, construction, and consumer loans, including home equity loans and lines of credit. The Bank operates branches and conducts loan origination activities in areas of the New York City metropolitan area. Its loan portfolio is segmented into commercial real estate (including owner-occupied, non-owner-occupied, and multi-family properties), construction loans (mainly for residential developments), commercial and industrial loans (for business purposes), residential real estate loans (secured by one-to-four family properties), and consumer/HELOC loans.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.90
Price
$34.80
GF Value