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LOLC Finance (COL:LOFC.N0000) E10 : රු1.08 (As of Sep. 2024)


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What is LOLC Finance E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

LOLC Finance's adjusted earnings per share data for the three months ended in Sep. 2024 was රු0.130. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is රු1.08 for the trailing ten years ended in Sep. 2024.

During the past 12 months, LOLC Finance's average E10 Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-12-13), LOLC Finance's current stock price is රු6.50. LOLC Finance's E10 for the quarter that ended in Sep. 2024 was රු1.08. LOLC Finance's Shiller PE Ratio of today is 6.02.

During the past 13 years, the highest Shiller PE Ratio of LOLC Finance was 6.67. The lowest was 0.08. And the median was 4.42.


LOLC Finance E10 Historical Data

The historical data trend for LOLC Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LOLC Finance E10 Chart

LOLC Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 62.25 1.08

LOLC Finance Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.05 1.08 1.09 1.08

Competitive Comparison of LOLC Finance's E10

For the Credit Services subindustry, LOLC Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LOLC Finance's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, LOLC Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where LOLC Finance's Shiller PE Ratio falls into.



LOLC Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LOLC Finance's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.13/133.0289*133.0289
=0.130

Current CPI (Sep. 2024) = 133.0289.

LOLC Finance Quarterly Data

per share eps CPI Adj_EPS
201412 0.160 99.070 0.215
201503 0.105 99.621 0.140
201506 0.130 100.684 0.172
201509 0.150 100.392 0.199
201512 0.130 99.792 0.173
201603 0.100 100.470 0.132
201606 0.120 101.688 0.157
201609 0.140 101.861 0.183
201612 0.120 101.863 0.157
201703 0.189 102.862 0.244
201706 0.140 103.349 0.180
201709 0.050 104.136 0.064
201712 0.070 104.011 0.090
201803 0.309 105.290 0.390
201806 0.190 106.317 0.238
201809 0.200 106.507 0.250
201812 0.080 105.998 0.100
201903 0.940 107.251 1.166
201906 0.190 108.070 0.234
201909 0.030 108.329 0.037
201912 0.010 108.420 0.012
202003 0.540 108.902 0.660
202006 0.010 108.767 0.012
202009 0.020 109.815 0.024
202012 0.760 109.897 0.920
202103 0.037 111.754 0.044
202106 0.100 114.631 0.116
202109 0.510 115.734 0.586
202112 1.700 117.630 1.923
202203 0.249 121.301 0.273
202206 0.070 125.017 0.074
202209 0.090 125.227 0.096
202212 0.400 125.222 0.425
202303 0.136 127.348 0.142
202306 0.120 128.729 0.124
202309 0.100 129.860 0.102
202312 0.310 129.419 0.319
202403 0.177 131.776 0.179
202406 0.120 132.554 0.120
202409 0.130 133.029 0.130

Add all the adjusted EPS together and divide 10 will get our e10.


LOLC Finance  (COL:LOFC.N0000) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

LOLC Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6.50/1.08
=6.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of LOLC Finance was 6.67. The lowest was 0.08. And the median was 4.42.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


LOLC Finance E10 Related Terms

Thank you for viewing the detailed overview of LOLC Finance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


LOLC Finance Business Description

Traded in Other Exchanges
N/A
Address
No. 100/1 Sri Jayewardenepura Mawatha, Rajagiriya, Colombo, LKA
LOLC Finance PLC is a finance company. The company provides leasing, hire purchase, margin trading, loans, property development, mobilization of public deposits, and Islamic financing services. It has three reportable segments namely SME Finance; Development Finance and Alternative Financial Services. It generates maximum revenue from the SME Finance segment.

LOLC Finance Headlines

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