GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Crawford & Co (NYSE:CRD.A) » Definitions » E10

CRD.A (Crawford) E10 : $0.35 (As of Sep. 2024)


View and export this data going back to 1992. Start your Free Trial

What is Crawford E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Crawford's adjusted earnings per share data for the three months ended in Sep. 2024 was $0.190. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.35 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Crawford's average E10 Growth Rate was -10.30% per year. During the past 3 years, the average E10 Growth Rate was -12.60% per year. During the past 5 years, the average E10 Growth Rate was 2.70% per year. During the past 10 years, the average E10 Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Crawford was 30.10% per year. The lowest was -29.50% per year. And the median was -2.00% per year.

As of today (2025-01-19), Crawford's current stock price is $12.08. Crawford's E10 for the quarter that ended in Sep. 2024 was $0.35. Crawford's Shiller PE Ratio of today is 34.51.

During the past 13 years, the highest Shiller PE Ratio of Crawford was 45.43. The lowest was 9.71. And the median was 23.95.


Crawford E10 Historical Data

The historical data trend for Crawford's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Crawford E10 Chart

Crawford Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.54 0.53 0.41 0.36

Crawford Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.36 0.36 0.35 0.35

Competitive Comparison of Crawford's E10

For the Insurance Brokers subindustry, Crawford's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crawford's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Crawford's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Crawford's Shiller PE Ratio falls into.



Crawford E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Crawford's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.19/133.0289*133.0289
=0.190

Current CPI (Sep. 2024) = 133.0289.

Crawford Quarterly Data

per share eps CPI Adj_EPS
201412 0.070 99.070 0.094
201503 0.060 99.621 0.080
201506 0.080 100.684 0.106
201509 -0.010 100.392 -0.013
201512 -0.930 99.792 -1.240
201603 0.160 100.470 0.212
201606 0.160 101.688 0.209
201609 0.200 101.861 0.261
201612 0.140 101.863 0.183
201703 0.140 102.862 0.181
201706 0.190 103.349 0.245
201709 0.220 104.136 0.281
201712 -0.030 104.011 -0.038
201803 0.160 105.290 0.202
201806 -0.040 106.317 -0.050
201809 0.150 106.507 0.187
201812 0.220 105.998 0.276
201903 0.120 107.251 0.149
201906 0.060 108.070 0.074
201909 0.210 108.329 0.258
201912 -0.130 108.420 -0.160
202003 -0.210 108.902 -0.257
202006 0.110 108.767 0.135
202009 0.460 109.815 0.557
202012 0.180 109.897 0.218
202103 0.110 111.754 0.131
202106 0.220 114.631 0.255
202109 0.200 115.734 0.230
202112 0.030 117.630 0.034
202203 0.100 121.301 0.110
202206 0.120 125.017 0.128
202209 -0.310 125.227 -0.329
202212 -0.290 125.222 -0.308
202303 0.220 127.348 0.230
202306 0.170 128.729 0.176
202309 0.250 129.860 0.256
202312 -0.020 129.419 -0.021
202403 0.060 131.776 0.061
202406 0.170 132.554 0.171
202409 0.190 133.029 0.190

Add all the adjusted EPS together and divide 10 will get our e10.


Crawford  (NYSE:CRD.A) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Crawford's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.08/0.35
=34.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Crawford was 45.43. The lowest was 9.71. And the median was 23.95.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Crawford E10 Related Terms

Thank you for viewing the detailed overview of Crawford's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Crawford Business Description

Traded in Other Exchanges
Address
5335 Triangle Parkway, Peachtree Corners, GA, USA, 30092
Crawford & Co provides claims and outsourcing solutions to the risk management, insurance industry, and self-insured entities. Its segments include North America Loss Adjusting; International Operations; Broadspire and Platform Solutions. The company generates maximum revenue from the International Operations segment. International Operations segment provides claims management and adjusting services to insurance carriers and self-insured entities related to property and casualty insurance claims.
Executives
Fred Robert Donner director GLOBAL INDEMNITY GROUP, LLC, 112 S. FRENCH STREET, SUITE 105, WILMINGTON DE 19801
Cameron M Bready director 3550 LENOX RD, ATLANTA GA 30326
Nidhi Verma officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Michael D Jones officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Van Bakel Patrick J officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Michael J Hoberman officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Andrew John Bart officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Tami E. Stevenson officer: SVP-GC & Corp Secretary 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Benedict V Burke officer: Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Inga K Beale director C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Lisa G Hannusch director C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Michelle Jarrard director C/O LAZARD LTD, 30 ROCKEFELLER PLAZA, NEW YORK NY 10112
Greta G Van officer: Senior Vice President C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092
Rohit Verma officer: EVP-Chief Operating Officer C/O CRAWFORD & COMPANY, 1001 SUMMIT BLVD, ATLANTA GA 30319
Rahul Patel director C/O CRAWFORD & COMPANY, 5335 TRIANGLE PARKWAY, PEACHTREE CORNERS GA 30092