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FDVA (Freedom Finl Hldgs) E10 : $0.76 (As of Sep. 2024)


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What is Freedom Finl Hldgs E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Freedom Finl Hldgs's adjusted earnings per share data for the three months ended in Sep. 2024 was $0.050. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.76 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Freedom Finl Hldgs's average E10 Growth Rate was -8.40% per year. During the past 3 years, the average E10 Growth Rate was 43.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Freedom Finl Hldgs was 55.70% per year. The lowest was 43.60% per year. And the median was 49.65% per year.

As of today (2024-12-13), Freedom Finl Hldgs's current stock price is $11.00. Freedom Finl Hldgs's E10 for the quarter that ended in Sep. 2024 was $0.76. Freedom Finl Hldgs's Shiller PE Ratio of today is 14.47.

During the past 13 years, the highest Shiller PE Ratio of Freedom Finl Hldgs was 62.82. The lowest was 11.76. And the median was 27.08.


Freedom Finl Hldgs E10 Historical Data

The historical data trend for Freedom Finl Hldgs's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Freedom Finl Hldgs E10 Chart

Freedom Finl Hldgs Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.26 0.47 0.68 0.77

Freedom Finl Hldgs Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.77 0.78 0.77 0.76

Competitive Comparison of Freedom Finl Hldgs's E10

For the Banks - Regional subindustry, Freedom Finl Hldgs's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Freedom Finl Hldgs's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Freedom Finl Hldgs's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Freedom Finl Hldgs's Shiller PE Ratio falls into.



Freedom Finl Hldgs E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Freedom Finl Hldgs's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.05/133.0289*133.0289
=0.050

Current CPI (Sep. 2024) = 133.0289.

Freedom Finl Hldgs Quarterly Data

per share eps CPI Adj_EPS
201412 0.071 99.070 0.095
201503 0.032 99.621 0.043
201506 0.101 100.684 0.133
201509 0.114 100.392 0.151
201512 0.103 99.792 0.137
201603 0.062 100.470 0.082
201606 0.102 101.688 0.133
201609 0.111 101.861 0.145
201612 0.134 101.863 0.175
201703 0.104 102.862 0.135
201706 0.173 103.349 0.223
201709 0.121 104.136 0.155
201712 0.027 104.011 0.035
201803 0.050 105.290 0.063
201806 0.100 106.317 0.125
201809 -0.120 106.507 -0.150
201812 0.000 105.998 0.000
201903 0.070 107.251 0.087
201906 0.070 108.070 0.086
201909 0.130 108.329 0.160
201912 0.100 108.420 0.123
202003 0.110 108.902 0.134
202006 0.210 108.767 0.257
202009 0.350 109.815 0.424
202012 0.330 109.897 0.399
202103 0.340 111.754 0.405
202106 0.360 114.631 0.418
202109 0.390 115.734 0.448
202112 0.370 117.630 0.418
202203 0.380 121.301 0.417
202206 0.300 125.017 0.319
202209 0.370 125.227 0.393
202212 0.390 125.222 0.414
202303 0.170 127.348 0.178
202306 0.240 128.729 0.248
202309 0.180 129.860 0.184
202312 -0.270 129.419 -0.278
202403 0.160 131.776 0.162
202406 0.280 132.554 0.281
202409 0.050 133.029 0.050

Add all the adjusted EPS together and divide 10 will get our e10.


Freedom Finl Hldgs  (OTCPK:FDVA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Freedom Finl Hldgs's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=11.00/0.76
=14.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Freedom Finl Hldgs was 62.82. The lowest was 11.76. And the median was 27.08.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Freedom Finl Hldgs E10 Related Terms

Thank you for viewing the detailed overview of Freedom Finl Hldgs's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Freedom Finl Hldgs Business Description

Traded in Other Exchanges
N/A
Address
10555 Main Street, Suite 100, Fairfax, VA, USA, 22030
Freedom Finl Hldgs Inc provides various banking products and services. It offers checking, savings, money market, certificate of deposits, online and mobile banking among others.