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FDVA (Freedom Financial Holdings) Cyclically Adjusted PB Ratio : 1.04 (As of May. 29, 2025)


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What is Freedom Financial Holdings Cyclically Adjusted PB Ratio?

As of today (2025-05-29), Freedom Financial Holdings's current share price is $11.396. Freedom Financial Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2024 was $10.98. Freedom Financial Holdings's Cyclically Adjusted PB Ratio for today is 1.04.

The historical rank and industry rank for Freedom Financial Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

FDVA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.63   Med: 1.07   Max: 1.4
Current: 1.04

During the past years, Freedom Financial Holdings's highest Cyclically Adjusted PB Ratio was 1.40. The lowest was 0.63. And the median was 1.07.

FDVA's Cyclically Adjusted PB Ratio is ranked worse than
51.64% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs FDVA: 1.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Freedom Financial Holdings's adjusted book value per share data for the three months ended in Sep. 2024 was $11.630. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $10.98 for the trailing ten years ended in Sep. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Freedom Financial Holdings Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Freedom Financial Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Freedom Financial Holdings Cyclically Adjusted PB Ratio Chart

Freedom Financial Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.19 0.98 1.30 1.33 0.99

Freedom Financial Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.01 0.99 0.90 0.89 1.05

Competitive Comparison of Freedom Financial Holdings's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Freedom Financial Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Freedom Financial Holdings's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Freedom Financial Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Freedom Financial Holdings's Cyclically Adjusted PB Ratio falls into.


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Freedom Financial Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Freedom Financial Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11.396/10.98
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Freedom Financial Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2024 is calculated as:

For example, Freedom Financial Holdings's adjusted Book Value per Share data for the three months ended in Sep. 2024 was:

Adj_Book=Book Value per Share/CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=11.63/133.0289*133.0289
=11.630

Current CPI (Sep. 2024) = 133.0289.

Freedom Financial Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201412 7.043 99.070 9.457
201503 0.000 99.621 0.000
201506 0.000 100.684 0.000
201509 7.318 100.392 9.697
201512 7.433 99.792 9.909
201603 7.634 100.470 10.108
201606 7.783 101.688 10.182
201609 7.903 101.861 10.321
201612 8.016 101.863 10.469
201703 8.485 102.862 10.973
201706 8.687 103.349 11.182
201709 8.355 104.136 10.673
201712 8.472 104.011 10.836
201803 8.401 105.290 10.614
201806 8.444 106.317 10.566
201809 8.362 106.507 10.444
201812 8.329 105.998 10.453
201903 8.477 107.251 10.515
201906 8.600 108.070 10.586
201909 8.762 108.329 10.760
201912 8.867 108.420 10.880
202003 9.016 108.902 11.014
202006 9.332 108.767 11.414
202009 9.750 109.815 11.811
202012 10.085 109.897 12.208
202103 10.349 111.754 12.319
202106 10.813 114.631 12.548
202109 11.138 115.734 12.802
202112 11.450 117.630 12.949
202203 10.931 121.301 11.988
202206 10.312 125.017 10.973
202209 9.955 125.227 10.575
202212 10.329 125.222 10.973
202303 10.709 127.348 11.187
202306 10.753 128.729 11.112
202309 10.362 129.860 10.615
202312 10.643 129.419 10.940
202403 10.617 131.776 10.718
202406 10.922 132.554 10.961
202409 11.630 133.029 11.630

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Freedom Financial Holdings  (OTCPK:FDVA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Freedom Financial Holdings Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Freedom Financial Holdings's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Freedom Financial Holdings Business Description

Traded in Other Exchanges
N/A
Address
10555 Main Street, Suite 100, Fairfax, VA, USA, 22030
Freedom Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it provides various banking products and services such as checking accounts, savings accounts, certificates of deposits, online and mobile banking services, different types of loans and advances, credit cards, and merchant services, among others.